Credit union · NCUA insured
AMOCO Federal Credit Union Credit Card Rates
AMOCO Federal Credit Union credit cards start at 10.90% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How AMOCO Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Houston, TX, where AMOCO Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
AMOCO Federal Credit Union
10.90%APR
- Annual fee
- None
- Up to
- 18.00% APR
AMOCO Rewards Credit Card
Lowest rate
Harris County Federal Credit Union
5.90%APR
- Annual fee
- None
- Up to
- —
2nd-lowest rate
Houston Federal Credit Union
7.00%APR
- Annual fee
- $50
- Up to
- —
AMOCO Federal Credit Union credit card score
79
Credit card score
Higher than 48% of U.S. banks and credit unions
- Purchase APRPurchase APR10.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where AMOCO Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
AMOCO Rewards Credit Card
Must meet AMOCO membership eligibility requirements. Applicants under 21 must provide proof of income or apply with a qualified co-signer. Credit line up to $30,000 depending on credit qualifications.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 0.00% | None | Introductory 0% fixed APR on purchases for the first 6 months (applicable until the first day of the billing cycle that includes the 6 month anniversary date of account opening). Standard variable rate thereafter. |
| Ongoing | 10.90%–18.00% | None | Standard ongoing variable APR applies after the introductory period based on the Prime Rate and borrower's credit qualifications. |
Sources (3)
All captured Oct 16, 2026
Who can join AMOCO Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of more than 560 partner companies offering AMOCO @Work as an employee benefit are eligible for membership.
Membership information collected October 5, 2026.