Credit union · NCUA insured
Security First Credit Union Credit Card Rates
Security First Credit Union credit cards start at 10.75% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Security First Credit Union’s credit card rates compare
Compared with banks and credit unions near McAllen, TX, where Security First Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Security First Credit Union
10.75%APR
- Up to
- 17.50% APR
Visa Platinum Credit Card
Lowest rate
NAFT Federal Credit Union
8.90%APR
- Up to
- —
3rd-lowest rate
Security Service Federal Credit Union
11.24%APR
- Up to
- 18.00% APR
Security First Credit Union credit card score
80
Credit card score
Higher than 52% of U.S. banks and credit unions
- Purchase APRPurchase APR10.75%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Security First Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Platinum Credit Card
No annual fee or balance transfer fees. Manage and make payments via mobile app.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 3.25%–9.25% | None | Introductory rate for 6 months on Purchases, Balance Transfers, and Cash Advances; $0 Balance Transfer Fees. |
| Ongoing | 10.75%–17.50% | None | Rate after 6 months. $0 Balance Transfer Fees. |
Sources (1)
- securityfirstcu.com/debit-credit-cards · captured Oct 7, 2026
Who can join Security First Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, or attend school in Cameron, Hidalgo, Starr, or Willacy counties are eligible to join.
Family and household
- Immediate relatives (including children, grandchildren, grandparents, parents, siblings, and spouses) and household members of current members are eligible for membership.
Cost to join
- A minimum deposit of $5.00 is required to open a membership share account.
Membership information collected October 5, 2026.