Credit union · NCUA insured
Kerr County Federal Credit Union Credit Card Rates
Kerr County Federal Credit Union credit cards start at 10.50% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Kerr County Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Kerrville, TX, where Kerr County Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Kerr County Federal Credit Union
10.50%APR
- Up to
- —
VISA® Classic Credit Card
2nd-lowest rate
RBFCU
11.20%APR
- Up to
- 18.00% APR
3rd-lowest rate
TexHillCo School Employees Federal Credit Union
12.49%APR
- Up to
- —
Kerr County Federal Credit Union credit card score
81
Credit card score
Higher than 54% of U.S. banks and credit unions
- Purchase APRPurchase APR10.50%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Kerr County Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
VISA® Classic Credit Card
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 10.50% | None | Fixed rate. Rate based on creditworthiness and term of loan. 25-day grace period to avoid interest when the entire balance is paid by the due date. |
Sources (1)
- kerrcountyfcu.com/consumer-loans · captured Oct 6, 2026
Who can join Kerr County Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, work, worship, or attend school in, and businesses and other legal entities located within Kerr, Kimble, Edwards, Bandera, Kendall, Real, and Gillespie Counties are eligible for membership.
Family and household
- Immediate family members (defined as spouse, child, step-child, sibling, parent, grandparent, or grandchild) of persons eligible through the field of membership are eligible to join.
Cost to join
- A minimum balance of $5 is required in the share savings account.
- There is a one-time membership fee of $5.
Membership information collected October 5, 2026.