Shell FCU Credit Card Rates

How Shell FCU’s credit card rates compare

Compared with banks and credit unions near Houston, TX, where Shell FCU has the most branches. Ongoing purchase APR, lowest first.

Every rate

Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.

Credit limit of $500 to $100k. No minimum annual spend. Up to $45 annual fee based on creditworthiness.

Applies to	APR	Annual fee	Conditions
Intro, 6 months	0.00%	$45	Introductory APR for the first 6 billing cycles/months on purchases, balance transfers, and cash advances for new cards; $0 balance transfer fee.
Ongoing	10.75%–17.99%	$45	Standard variable APR determined by creditworthiness based on Prime Rate; will not exceed 17.99%. Annual fee up to $45 based on creditworthiness.

Sources (1)

Credit limit of $5k to $100k. No minimum annual spend. Up to $45 annual fee based on creditworthiness.

Applies to	APR	Annual fee	Conditions
Intro, 6 months	0.00%	$45	Introductory APR for the first 6 billing cycles/months on purchases, balance transfers, and cash advances for new cards; $0 balance transfer fee.
Ongoing	11.75%–17.99%	$45	Standard variable APR determined by creditworthiness based on Prime Rate; will not exceed 17.99%. Annual fee up to $45 based on creditworthiness.

Sources (1)

Credit limit of $5k to $100k. $50k minimum annual spend. Up to $45 annual fee based on creditworthiness. Excluded from 0.00% introductory APR offer.

Applies to	APR	Annual fee	Conditions
Ongoing	17.99%	$45	Variable APR based on Prime Rate; rate will not exceed 17.99%. Up to $45 annual fee based on creditworthiness. Excluded from introductory APR.

Sources (1)

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