Credit union · NCUA insured
West Texas CU Credit Card Rates
West Texas CU credit cards start at 10.50% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How West Texas CU’s credit card rates compare
Compared with banks and credit unions near Odessa, TX, where West Texas CU has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
West Texas CU
10.50%APR
MasterCard Gold
Lowest rate
Complex Community Federal Credit Union
6.90%APR
2nd-lowest rate
First Basin Credit Union
9.90%APR
West Texas CU credit card score
81
Credit card score
Higher than 54% of U.S. banks and credit unions
- Purchase APRPurchase APR10.50%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where West Texas CU ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
MasterCard
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 11.90% | None | — |
Sources (1)
- westtexascu.com/credit-cards · captured Oct 7, 2026
MasterCard Gold
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 10.50% | None | — |
Sources (1)
- westtexascu.com/credit-cards · captured Oct 7, 2026
Share Secured MasterCard
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 11.90% | None | — |
Sources (1)
- westtexascu.com/credit-cards · captured Oct 7, 2026
Who can join West Texas CU
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.