Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 151–165 of 167 in Texas · median 10.65% APR
- 13.50%APRas low as
Terms
25-day grace period. Daily periodic rate of 0.036986% corresponds to 13.5% APR.
Credit card score 65 · Carrot Score 78
Rate checked · Credit cards rates on its site
More details - 13.74%APRas low as · up to 21.74%
13.74% APR, up to 21.74%
Terms
Purchase APR: Prime + 6.74% - Prime + 14.74% based on creditworthiness. Variable rate based on Prime Rate in WSJ on last business day of prior month. 25-day grace period on purchases.
Credit card score 65 · Carrot Score 62
Rate checked · Credit cards rates on its site
More details - 13.90%APRas low as · up to 18.00%
13.90% APR, up to 18.00%
Terms
Standard fixed rates based on creditworthiness. $0 annual fee and $0 balance transfer fee.
Credit card score 64 · Carrot Score 71
Rate checked · Credit cards rates on its site
More details - Communities of Abilene Federal Credit UnionClassic MasterCard® · No annual fee
Credit union · 2 branches
13.90%APRas low aswith conditionsThis rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
Standard APR for purchases, balance transfers, and cash advances.
Credit card score 64 · Carrot Score 79
Rate checked · Credit cards rates on its site
More details - 13.90%APRas low as
Credit card score 64 · Carrot Score 72
Rate checked · Credit cards rates on its site
More details - 13.90%APRas low as · up to 18.24%
13.90% APR, up to 18.24%
Terms
Variable APR for purchases based on Prime Rate and overall creditworthiness. No annual fee, balance transfer fee, or cash advance fee.
Credit card score 64 · Carrot Score 81
Rate checked · Credit cards rates on its site
More details - 13.90%APRas low as · up to 17.90%
13.90% APR, up to 17.90%
Terms
Standard APR is 13.90% to 17.90% APR. No annual fee.
Credit card score 64 · Carrot Score 91
Rate checked · Credit cards rates on its site
More details - 13.99%APRas low as · up to 17.99%
13.99% APR, up to 17.99%
Terms
Variable Annual Percentage Rate (APR) for purchases. No annual fee and no balance transfer fee.
Credit card score 64 · Carrot Score 88
Rate checked · Credit cards rates on its site
More details - 13.99%APRas low as · up to 17.99%
13.99% APR, up to 17.99%
Terms
Rates range from 13.99% to 17.99% based on creditworthiness. No annual fee. No balance transfer fees.
Credit card score 64 · Carrot Score 89
Rate checked · Credit cards rates on its site
More details - 14.00%APRas low as · up to 15.00%
14.00% APR, up to 15.00%
Terms
Determined by credit score (risk-based pricing applies) and debt ratio. Individual rates may vary and are subject to credit approval. Member Reward Discount does not apply.
Credit card score 63 · Carrot Score 88
Rate checked · Credit cards rates on its site
More details - 14.25%APRas low as · up to 17.90%
14.25% APR, up to 17.90%
Terms
Rate for purchases. Rates based on applicant creditworthiness. Zero balance transfer fee.
Credit card score 63 · Carrot Score 88
Rate checked · Credit cards rates on its site
More details - 14.50%APRas low as
Terms
Rate based on creditworthiness and term of loan.
Credit card score 63 · Carrot Score 89
Rate checked · Credit cards rates on its site
More details - 14.75%APRas low as
Terms
Variable APR based on the market Prime Rate. APR based on evaluation of applicant's credit. Minimum monthly payment due will be the greater of 2.5% of outstanding balance or $10.
Credit card score 63 · Carrot Score 76
Rate checked · Credit cards rates on its site
More details - 16.90%APRas low as
Terms
Featured rate as low as stated. Rates Subject to Change.
Credit card score 61 · Carrot Score 86
Rate checked · Credit cards rates on its site
More details - Border FCUVISA Signature Rewards / VISA Rewards Credit Card · No annual fee
Credit union · 5 branches
17.75%APRas low asTerms
Fixed rate APR for purchases, balance transfers, and cash advances.
Credit card score 61 · Carrot Score 82
Rate checked · Credit cards rates on its site
More details
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Texas
167 banks and credit unions · checked Nov 6–7
- Typical
- 10.65%
- Top 10% up to
- 8.74%
- Credit unions, typical
- 10.65%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Texas
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Rio Grande Valley Credit UnionCredit union · 5 branches
- Harris County Federal Credit UnionCredit union · 1 branch
- Scott and White Employees CUCredit union · 1 branch