Credit union · NCUA insured
Southwest 66 Credit Union Credit Card Rates
Southwest 66 Credit Union credit cards start at 13.74% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Southwest 66 Credit Union’s credit card rates compare
Compared with banks and credit unions near Odessa, TX, where Southwest 66 Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Southwest 66 Credit Union
13.74%APR
- Up to
- 21.74% APR
VISA Platinum
Lowest rate
Complex Community Federal Credit Union
6.90%APR
- Up to
- —
2nd-lowest rate
First Basin Credit Union
9.90%APR
- Up to
- —
Southwest 66 Credit Union credit card score
65
Credit card score
Higher than 13% of U.S. banks and credit unions
- Purchase APRPurchase APR13.74%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Southwest 66 Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Share Secured VISA Platinum
Secured with member's own funds. Minimum credit line of $300. Designed to help build or rebuild credit. Variable purchase and balance transfer APR is Prime + 6.74% to Prime + 14.74% based on creditworthiness. Average Daily Balance method. No finance charge on purchases if paid in full within 25-day grace period.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 17.99% | None | APR for Cash Advances: 17.99% based on creditworthiness. Minimum credit line $300 secured by shares. |
Sources (2)
All captured Oct 16, 2026
VISA Platinum
Variable purchase and balance transfer APR is Prime + 6.74% to Prime + 14.74% based on creditworthiness. Average Daily Balance method. No finance charge on purchases if paid in full within 25-day grace period.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 17.99% | None | APR for Cash Advances: 17.99% based on creditworthiness. |
Sources (2)
All captured Oct 16, 2026
VISA Platinum with Rewards
Variable purchase and balance transfer APR is Prime + 6.74% to Prime + 14.74% based on creditworthiness. Average Daily Balance method. No finance charge on purchases if paid in full within 25-day grace period. Earn points for merchandise, travel, gift cards, and more.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 17.99% | None | APR for Cash Advances: 17.99% based on creditworthiness. |
Sources (2)
All captured Oct 16, 2026
Who can join Southwest 66 Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone who lives, works, or worships in Midland or Ector County is eligible to join.
Employers and groups
- Employees of sponsoring companies are eligible to join.
Family and household
- Relatives of current eligible members are eligible to join.
Other ways
- Individuals who are part of Cornerstone Friends of the Foundation are eligible to join.
Cost to join
- Membership requires opening a share account with a $1.00 deposit for consumer accounts.
Membership information collected October 5, 2026.