Credit union · NCUA insured
Border FCU Credit Card Rates
Border FCU credit cards start at 17.75% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Border FCU’s credit card rates compare
Compared with banks and credit unions near Del Rio, TX, where Border FCU has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Border FCU
17.75%APR
VISA Signature Rewards / VISA Rewards Credit Card
Lowest rate
Falcon Bank
13.99%APR
2nd-lowest rate
Soarion Credit Union
14.75%APR
Border FCU credit card score
60
Credit card score
Higher than 2% of U.S. banks and credit unions
- Purchase APRPurchase APR17.75%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Border FCU ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
VISA Gold Credit Card
Credit card limit $500 to $8,000. Rates subject to credit approval.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 6.00% | None | Introductory APR for a period of six billing cycles (first 6 months) on all purchases following account opening. |
| Ongoing | 11.00% | None | Fixed APR after introductory period for purchases. |
| Ongoing | 14.00% | None | Fixed APR for cash advances. |
VISA Gold Secured Credit Card
Requires a refundable security deposit of 110% of desired credit limit. Credit limit: $500 to $8,000 based on deposit.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 13.00% | None | Fixed rate APR for purchases. Requires refundable security deposit equal to 110% of credit limit. |
| Ongoing | 14.00% | None | Fixed rate APR for cash advances. Requires refundable security deposit equal to 110% of credit limit. |
VISA Platinum Credit Card
Credit card limit $8,000 to $35,000. Rates subject to credit approval.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 5.00% | None | Introductory APR for a period of six billing cycles (first 6 months) on all purchases following account opening. |
| Ongoing | 9.00% | None | Fixed APR after introductory period for purchases. |
| Ongoing | 12.00% | None | Fixed APR for cash advances. |
VISA Signature Rewards / VISA Rewards Credit Card
Credit card limit $8,000 to $35,000. Rates subject to credit approval. 1.54% APY cashback on all purchases.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 17.75% | None | Fixed rate APR for purchases, balance transfers, and cash advances. |
Who can join Border FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who reside, work, worship, or attend school in Crockett, Dimmit, Edwards, Frio, Kinney, LaSalle, Maverick, Real, Sutton, Terrell, Uvalde, Val Verde, or Zavala County are eligible for membership.
Family and household
- Immediate family members of an existing BFCU member are eligible for membership.
Cost to join
- Membership requires opening a share (savings) account with a minimum deposit of $5.00.
Membership information collected October 5, 2026.