Credit union · NCUA insured
Community Resource Credit Union Credit Card Rates
Top CarrotCommunity Resource Credit Union credit cards start at 13.99% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Community Resource Credit Union’s credit card rates compare
Compared with banks and credit unions near Houston, TX, where Community Resource Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Community Resource Credit Union
13.99%APR
- Annual fee
- None
- Up to
- 17.99% APR
MyPath Premier MasterCard®
Lowest rate
Harris County Federal Credit Union
5.90%APR
- Annual fee
- None
- Up to
- —
2nd-lowest rate
Houston Federal Credit Union
7.00%APR
- Annual fee
- $50
- Up to
- —
Community Resource Credit Union credit card score
63
Credit card score
Higher than 9% of U.S. banks and credit unions
- Purchase APRPurchase APR13.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Community Resource Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
MemberSelect Rewards MasterCard®
CRCU membership required. Credit limit up to $25,000 available. At least 21-day grace period on purchases. Earn 1.5 points per dollar spent and 5,000 bonus points after spending $1,000 in first 90 days. No foreign transaction fee. Late fee up to $25, returned check fee up to $25, cash advance fee 2% of advance.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 15.49%–17.99% | None | Variable Annual Percentage Rate (APR) for purchases. No annual fee and no balance transfer fee. Earn 1.5 points per dollar. |
MyPath Premier MasterCard®
CRCU membership required. Credit limit up to $25,000 available. At least 21-day grace period on purchases. No foreign transaction fee. Late fee up to $25, returned check fee up to $25, cash advance fee 2% of advance.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 13.99%–17.99% | None | Variable Annual Percentage Rate (APR) for purchases. No annual fee and no balance transfer fee. |
Secured MasterCard®
CRCU membership required. Secured by member savings account. No credit check required. Credit limit from $500 to $2,500. At least 21-day grace period on purchases.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 17.95% | None | Non-variable purchase APR. No annual fee. Secured by savings account. |
Who can join Community Resource Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who work, reside, worship, or attend school, businesses in Harris County, Texas, and their immediate family members are eligible.
- Persons who work, reside, worship, or attend school, and businesses located within the boundaries of Goose Creek, Barbers Hill, Crosby, Dayton, Huffman, Humble, Liberty, and New Caney ISDs are eligible.
- Persons who work, reside, worship, or attend school, businesses in Liberty or Chambers County, Texas, and their immediate family members are eligible.
- Persons who work, reside, worship, or attend school, and businesses located within the boundaries of Lynchburg, Texas are eligible.
- Persons who work, reside, worship, or attend school, businesses in Montgomery County, Texas, and their immediate family members are eligible.
Employers and groups
- Members of Cornerstone Credit Union Foundation are eligible for membership.
5 more ways to join
Employers and groups
- Persons receiving retirement, pension, or other benefits as results of prior employment by any business or organization included within the field of membership are eligible.
- Groups of employees or members of companies or associations located within reasonable geographic proximity of a credit union office with written evidence of desire to be eligible are eligible.
Military, government and schools
- Members of record of Baytown Teachers Credit Union as of its merger date, including school and government employees working or residing in Chambers County, are eligible.
Other ways
- Any business or organization whose employees or members are within the credit union's field of membership is eligible.
- Scholarship fund accounts associated with living or deceased members, organizations, or clubs within the field of membership are eligible.
Membership information collected October 5, 2026.