Credit union · NCUA insured
Texans Credit Union Credit Card Rates
Texans Credit Union credit cards start at 13.65% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Texans Credit Union’s credit card rates compare
Compared with banks and credit unions near Dallas, TX, where Texans Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Texans Credit Union
13.65%APR
- Up to
- 18.24% APR
Premier Rewards Credit Card
Lowest rate
Service 1st Credit Union
6.00%APR
- Up to
- —
2nd-lowest rate
Unity One Credit Union
8.90%APR
- Up to
- —
Texans Credit Union credit card score
65
Credit card score
Higher than 14% of U.S. banks and credit unions
- Purchase APRPurchase APR13.65%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Texans Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Cash Rewards Credit Card
Membership required. Subject to credit approval. Foreign transaction fee is 1%. No annual fee, balance transfer fee, or cash advance fee.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 13.40%–17.99% | None | Variable APR based on Prime Rate and overall creditworthiness. No annual fee, balance transfer fee, or cash advance fee. |
Sources (3)
- texanscu.org/products/credit-cards
- texanscu.org/rates/credit-cards
- texanscu.org/products/credit-cards/cash-rewards
All captured Oct 16, 2026
Premier Rewards Credit Card
Membership required. Subject to credit approval. Foreign transaction fee is 1%. No annual fee, balance transfer fee, or cash advance fee.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 13.40%–17.99% | None | Variable APR based on Prime Rate and overall creditworthiness. No annual fee, balance transfer fee, or cash advance fee. |
Sources (3)
- texanscu.org/products/credit-cards
- texanscu.org/rates/credit-cards
- texanscu.org/products/credit-cards/premier-rewards
All captured Oct 16, 2026
Rate Advantage Credit Card
Membership required. Subject to credit approval. Foreign transaction fee is 1%. No annual fee, balance transfer fee, or cash advance fee.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 0.00% | None | Introductory 0% APR on new purchases and new money balance transfers during the first 6 months from account opening. No balance transfer fee. |
| Ongoing | 11.40%–17.99% | None | Standard variable APR after the 6-month introductory period, determined based on creditworthiness and Prime Rate. No annual fee or balance transfer fee. |
Sources (3)
- texanscu.org/products/credit-cards
- texanscu.org/rates/credit-cards
- texanscu.org/products/credit-cards/rate-advantage
All captured Oct 16, 2026
Texans Secured Credit Card
Membership required. Subject to credit approval. Requires refundable security deposit of $500 minimum to $5,000 maximum. Credit limit equals deposit amount. Foreign transaction fee is 1%.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 17.99% | None | Variable APR based on Prime Rate. Minimum refundable security deposit of $500 ($5,000 maximum) held in deposit account. No annual fee. |
Sources (3)
- texanscu.org/products/credit-cards
- texanscu.org/products/credit-cards/secured
- texanscu.org/rates/credit-cards
All captured Sep 17, 2026
Who can join Texans Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.