Credit union · NCUA insured
Texas Trust Credit Union Credit Card Rates
Top CarrotTexas Trust Credit Union credit cards start at 13.90% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Texas Trust Credit Union’s credit card rates compare
Compared with banks and credit unions near Dallas, TX, where Texas Trust Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Texas Trust Credit Union
13.90%APR
- Up to
- 17.90% APR
Platinum Mastercard
Lowest rate
Service 1st Credit Union
6.00%APR
- Up to
- —
2nd-lowest rate
Unity One Credit Union
8.90%APR
- Up to
- —
Texas Trust Credit Union credit card score
64
Credit card score
Higher than 11% of U.S. banks and credit unions
- Purchase APRPurchase APR13.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Texas Trust Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Platinum Mastercard
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 13.90%–17.90% | None | Standard APR is 13.90% to 17.90% APR. No annual fee. |
Platinum Rewards Mastercard
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 15.90%–17.90% | None | Standard / Fixed APR between 15.90% - 17.90%. Earn 1 point per $1 spent on eligible net purchases. No annual fee. |
Secured Mastercard
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 17.90% | $30 | Fixed rate / Standard APR of 17.90%. Requires a security deposit. $30 annual fee. |
Who can join Texas Trust Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, or worship in Dallas, Tarrant, Henderson, Ellis (Midlothian), Johnson, Denton (Flower Mound), or Tom Green (San Angelo) County are eligible for membership.
Family and household
- Individuals with a family member who lives, works, or worships in Dallas, Tarrant, Henderson, Ellis (Midlothian), Johnson, Denton (Flower Mound), or Tom Green (San Angelo) County are eligible for membership.
Cost to join
- Completing membership requires opening a share savings account with an initial deposit of $5.
Membership information collected October 5, 2026.