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Credit union · NCUA insured

MOPAC Employees Federal Credit Union Credit Card Rates

MOPAC Employees Federal Credit Union credit cards start at 13.90% APR on purchases, after any introductory rate. Rates checked October 16, 2026.

How MOPAC Employees Federal Credit Union’s credit card rates compare

Compared with banks and credit unions near Palestine, TX, where MOPAC Employees Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.

  • This credit union’s lowest

    MOPAC Employees Federal Credit Union

    13.90%APR

    Annual fee
    None

    Regular MC

  • 2nd-lowest rate

    Regions Bank

    26.74%APR

    Annual fee
    $29

    Regions Bank rates

Compare credit card rates near you →

MOPAC Employees Federal Credit Union credit card score

64

Credit card score

Higher than 11% of U.S. banks and credit unions

By rate
  • Purchase APRPurchase APR13.90%

Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.

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Where MOPAC Employees Federal Credit Union ranks

By credit card score, in each area where it has branches

Every rate

Current credit card rates

Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.

Who can join MOPAC Employees Federal Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Employers and groups

  • Employees and retired employees of Texas State Railroad are eligible for membership.
  • Employees and retired employees of Union Pacific Railroad are eligible for membership.

Family and household

  • Family members related by blood or marriage to qualifying employees/retired employees are eligible for membership.

Membership information collected October 5, 2026.

Check membership requirements ↗Branches and institution details
← MOPAC Employees Federal Credit Union overview