Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 31–45 of 140 in Pennsylvania · median 10.00% APR
- Timberland Federal Credit UnionTimberland FCU Visa Credit Card · No annual fee
Credit union · 4 branches
9.73%APRas low asTerms
As low as 9.73% APR. No annual fee. No application fee. 25-day grace period on purchases. Subject to credit qualifications.
Credit card score 87 · Carrot Score 94
Rate checked · Credit cards rates on its site
More details - 9.74%APRas low as · up to 16.74%
9.74% APR, up to 16.74%
Terms
Variable APR from 9.74% to 16.74% depending on application and credit worthiness.
Credit card score 87 · Carrot Score 93
Rate checked · Credit cards rates on its site
More details - 9.90%APRas low as
Terms
Rate of 9.90% applies to purchases, balance transfers, and cash advances.
Credit card score 84 · Carrot Score 88
Rate checked · Credit cards rates on its site
More details - 9.90%APRas low as
Terms
We will not charge You interest on purchases if You pay Your entire balance owed each month within 25 days of Your statement closing date.
Credit card score 84 · Carrot Score 86
Rate checked · Credit cards rates on its site
More details - 9.90%APRas low as
Terms
Minimum monthly payment is 3% of balance. Maximum credit limit $8,000. Revolving term.
Credit card score 84 · Carrot Score 87
Rate checked · Credit cards rates on its site
More details - 9.90%APRas low as
Terms
Grace period of at least 25 days after the close of each billing cycle to avoid paying interest on purchases if entire balance is paid by due date.
Credit card score 84 · Carrot Score 86
Rate checked · Credit cards rates on its site
More details - 9.90%APRas low as
Credit card score 84 · Carrot Score 88
Rate checked · Credit cards rates on its site
More details - 9.90%APRas low as
Terms
Must maintain a share account with the credit union. Student members of the credit union can apply for a Visa card with a maximum of $1,000 with a parental co-signer.
Credit card score 84
Rate checked · Credit cards rates on its site
More details - 9.90%APRas low as
Terms
Rates shown are subject to change without notice. Some restrictions apply. Cash Advances at the same 9.90% APR with NO hidden fees.
Credit card score 84 · Carrot Score 69
Rate checked · Credit cards rates on its site
More details - 9.90%APRas low as
Terms
Fixed APR As low as 9.90%. Final rate based on creditworthiness.
Credit card score 84 · Carrot Score 87
Rate checked · Credit cards rates on its site
More details - Grove City Area Federal Credit UnionVisa Platinum Credit Card · No annual fee
Credit union · 2 branches
9.90%APRas low asCredit card score 84 · Carrot Score 93
Rate checked · Credit cards rates on its site
More details - 9.90%APRas low as
Terms
Fixed rate. Rate based on creditworthiness and term of loan.
Credit card score 84 · Carrot Score 85
Rate checked · Credit cards rates on its site
More details - PA Central Federal Credit UnionVISA Traditional Credit Card · No annual fee
Credit union · 5 branches
9.90%APRas low asTerms
Non-variable rate. No annual fees, balance transfer fees, or transaction fees.
Credit card score 84 · Carrot Score 84
Rate checked · Credit cards rates on its site
More details - 9.90%APRas low as
Terms
Rate is 9.90% across all Fair Isaac credit score tiers (Tier 1 through Tier 5). No annual fee.
Credit card score 84 · Carrot Score 79
Rate checked · Credit cards rates on its site
More details - 9.90%APRas low as
Terms
Standard ongoing purchase APR.
Credit card score 84 · Carrot Score 88
Rate checked · Credit cards rates on its site
More details
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Pennsylvania
140 banks and credit unions · checked Nov 6–7
- Typical
- 10.00%
- Top 10% up to
- 8.99%
- Credit unions, typical
- 10.00%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Pennsylvania
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Freedom Credit UnionCredit union · 4 branches
- APCI Federal Credit UnionCredit union · 1 branch
- Corner PostCredit union · 1 branch