Credit union · NCUA insured
PA Central Federal Credit Union Credit Card Rates
PA Central Federal Credit Union credit cards start at 9.90% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How PA Central Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Harrisburg, PA, where PA Central Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
PA Central Federal Credit Union
9.90%APR
VISA Traditional Credit Card
Lowest rate
New Cumberland Federal Credit Union
6.90%APR
2nd-lowest rate
AmeriChoice Federal Credit Union
8.90%APR
PA Central Federal Credit Union credit card score
84
Credit card score
Higher than 65% of U.S. banks and credit unions
- Purchase APRPurchase APR9.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where PA Central Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
VISA Traditional Credit Card
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.90% | None | Non-variable rate. No annual fees, balance transfer fees, or transaction fees. |
Sources (4)
- pacentralfcu.com/credit-card
- pacentralfcu.com/rates
- pacentralfcu.com/visa-credit-card
- pacentralfcu.com/balance-transfer
All captured Oct 6, 2026
VISA uChoose Rewards Credit Card
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.49% | None | Non-variable rate. No annual fees, balance transfer fees, or transaction fees. |
Sources (4)
- pacentralfcu.com/credit-card
- pacentralfcu.com/rates
- pacentralfcu.com/visa-credit-card
- pacentralfcu.com/balance-transfer
All captured Oct 6, 2026
Who can join PA Central Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, attend school, or conduct business in Dauphin, Cumberland, or Lebanon Counties are eligible for membership.
Family and household
- Individuals who are related to an existing member are eligible for membership.
Membership information collected October 5, 2026.