Credit union · NCUA insured
Moonlight FCU Credit Card Rates
Moonlight FCU credit cards start at 9.90% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Moonlight FCU’s credit card rates compare
Compared with banks and credit unions near Pittsburgh, PA, where Moonlight FCU has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Moonlight FCU
9.90%APR
VISA Credit Card
Lowest rate
SouthWest Communities Federal Credit Union
7.00%APR
2nd-lowest rate
Pittsburgh Firefighters' Federal Credit Union
7.99%APR
Moonlight FCU credit card score
84
Credit card score
Higher than 65% of U.S. banks and credit unions
- Purchase APRPurchase APR9.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Moonlight FCU ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
VISA Credit Card
Rate based on creditworthiness and term of loan.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.90% | None | Fixed rate. Rate based on creditworthiness and term of loan. |
| Ongoing | 4.90% | None | Balance transfer special: fixed rate for the full repayment of the transferred amount when transferring higher-rate credit card balances to a Moonlight card. |
Who can join Moonlight FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to businesses and other legal entities in Armstrong County.
- Membership is open to persons who live in Armstrong County.
- Membership is open to persons who attend school in Armstrong County.
- Membership is open to persons who regularly work in Armstrong County.
- Membership is open to persons who worship in Armstrong County.
Family and household
- Membership is open to persons who are members of the immediate family of a member of the credit union.
Cost to join
- A minimum share deposit of $1.00 is required at the time the account is opened.
Membership information collected October 5, 2026.