Credit union · NCUA insured
ARC Federal Credit Union Credit Card Rates
Top CarrotARC Federal Credit Union credit cards start at 9.99% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How ARC Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Altoona, PA, where ARC Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
ARC Federal Credit Union
9.99%APR
- Up to
- 17.99% APR
Visa Silver
Lowest rate
Altoona
9.90%APR
- Up to
- —
2nd-lowest rate
Your Choice Federal Credit Union
9.90%APR
- Up to
- —
ARC Federal Credit Union credit card score
82
Credit card score
Higher than 58% of U.S. banks and credit unions
- Purchase APRPurchase APR9.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where ARC Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Gold Cash Back Rewards
Must meet ARC Federal Credit Union membership and loan requirements. Earns 1.5% cash back on eligible purchases. Card limit up to $10,000.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 15.75%–17.75% | None | Based on your creditworthiness when you open your account. APR will vary with the market based on the Prime Rate. Applies to purchases, balance transfers, and cash advances. |
Visa Silver
Must meet ARC Federal Credit Union membership and loan requirements. Credit union approval depends on creditworthiness and other qualifications. Card limit up to $10,000.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.99%–17.99% | None | Based on your creditworthiness. |
| Ongoing | 12.99%–17.99% | None | Based on your creditworthiness. |
| Ongoing | 9.99%–17.99% | None | APR is 9.99%, 11.99%, 13.99%, or 17.99% based on credit score. Card limit up to $10,000.00. |
Who can join ARC Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.