Credit union · NCUA insured
Timberland Federal Credit Union Credit Card Rates
Timberland Federal Credit Union credit cards start at 9.73% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Timberland Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near State College, PA, where Timberland Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Timberland Federal Credit Union
9.73%APR
- Up to
- —
Timberland FCU Visa Credit Card
Lowest rate
Penn State Federal Credit Union
8.90%APR
- Up to
- 17.90% APR
3rd-lowest rate
Titan Federal Credit Union
9.90%APR
- Up to
- —
Timberland Federal Credit Union credit card score
87
Credit card score
Higher than 78% of U.S. banks and credit unions
- Purchase APRPurchase APR9.73%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Timberland Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Timberland FCU Visa Credit Card
Available to people who live, work, attend school or worship in Armstrong, Blair, Cambria, Cameron, Centre, Clarion, Clearfield, Clinton, Elk, Forest, Huntingdon, Indiana, Jefferson, and Mifflin counties that meet credit qualifications. Classic, Gold, & Timbertanium Credit Cards mentioned.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.73% | None | As low as 9.73% APR. No annual fee. No application fee. 25-day grace period on purchases. Subject to credit qualifications. |
Sources (2)
All captured Oct 7, 2026
Who can join Timberland Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone who lives, works, worships, or attends school in Armstrong, Blair, Cambria, Cameron, Centre, Clarion, Clearfield, Clinton, Elk, Forest, Huntingdon, Indiana, Jefferson, or Mifflin County in Pennsylvania is eligible for membership.
Employers and groups
- Employees of designated Select Employee Group businesses and members of certain associational groups in the credit union's field of membership are eligible to join.
Family and household
- Immediate family members (spouse, child, sibling, parent, grandparent, grandchild, stepparent, stepchild, stepsibling, adoptive relationships) and household members living in the same residence maintaining a single economic unit with a current member are eligible to join.
Cost to join
- Eligible members can join by opening a share savings account with a $5 deposit.
Membership information collected October 5, 2026.