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Compare Bank & Credit Union Rates

Best credit card rates, lowest APRs

Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.

Institution
Location

Top credit card rates

Showing 91–104 of 104 in Ohio · median 10.70% APR

  1. Bay Area Credit UnionVISA · No annual fee

    Credit union · 3 branches

    12.95%APRas low as
  2. Miami University Community Federal Credit UnionCash Rewards VISA Gold Card · $20 annual fee

    Credit union · 3 branches

    12.95%APRas low as
  3. Middletown Area Schools CUVisa Credit Card · No annual fee

    Credit union · 1 branch

    12.96%APRas low as
  4. Top Carrot, Carrot Score 90
    CSE Federal Credit UnionRewards Visa · No annual fee

    Credit union · 4 branches

    12.99%APRas low as
  5. Top Carrot, Carrot Score 89
    Desco Federal Credit UnionClassic Credit Card · No annual fee

    Credit union · 5 branches

    12.99%APRas low as
  6. Eight Federal Credit UnionCredit Card · No annual fee

    Credit union · 1 branch

    12.99%APRas low as
  7. Greater Wayne Community FCUVisa Credit Card · No annual fee

    Credit union · 2 branches

    13.00%APRas low as
  8. Top Carrot, Carrot Score 94
    River Valley Credit UnionMasterCard · No annual fee

    Credit union · 7 branches

    13.00%APRas low as · up to 20.00%
  9. Top Carrot, Carrot Score 89
    Ukrainian Federal Credit UnionUFCU Everyday Rewards Visa Card · No annual fee

    Credit union · 1 branch

    13.50%APRas low as · up to 18.00%
  10. Millstream Area Credit UnionVisa Platinum · No annual fee

    Credit union · 3 branches

    13.75%APRas low as · up to 18.75%
  11. VacationLand Federal Credit UnionVLFCU Visa Credit Card · No annual fee

    Credit union · 5 branches

    13.90%APRas low as · up to 18.00%
  12. GenFed Credit UnionPlatinum Mastercard · No annual fee

    Credit union · 6 branches

    16.00%APRas low aswith conditions
  13. USX Federal Credit UnionVisa Blue · $50 annual fee

    Credit union · 2 branches

    17.90%APRas low as
  14. 3Rivers Federal Credit Union3Rivers Mastercard Rewards · No annual fee

    Credit union · 1 branch

    18.00%APRas low as

Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank

What credit cards charge in Ohio

104 banks and credit unions · checked Oct 30–31

Typical
10.70%
Top 10% up to
8.99%
Credit unions, typical
10.70%

How does your bank’s rate compare?

Find your bank or credit union to see all its rates and how they compare near you.

Ohio

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. 7 17 Credit UnionCredit union · 16 branches
  2. Homeland Credit UnionCredit union · 5 branches
  3. Wright-Patt Credit UnionCredit union · 41 branches
See all ranked institutions