Credit union · NCUA insured
VacationLand Federal Credit Union Credit Card Rates
VacationLand Federal Credit Union credit cards start at 13.90% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How VacationLand Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Sandusky, OH, where VacationLand Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
VacationLand Federal Credit Union
13.90%APR
- Up to
- 18.00% APR
VLFCU Visa Credit Card
Lowest rate
Firelands Federal Credit Union
11.90%APR
- Up to
- 18.00% APR
2nd-lowest rate
Erie Community FCU
11.99%APR
- Up to
- —
VacationLand Federal Credit Union credit card score
64
Credit card score
Higher than 11% of U.S. banks and credit unions
- Purchase APRPurchase APR13.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where VacationLand Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
VLFCU Visa Credit Card
Membership eligibility required with a minimum deposit of $5.00 in a Savings Account. Member must be in good standing with VLFCU. All loans subject to credit approval. 25-day grace period for repayment. No cash advance fee. Foreign transaction fee up to 1% applies for transactions outside the United States.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 1.99% | None | Introductory APR of 1.99% applies for the first 6 billing cycles / first six months. |
| Ongoing | 13.65%–18.00% | None | Standard variable APR after the introductory 6-month period, calculated as Prime + 6.90% to 17.90% (capped at 18.00%). Rate may differ depending on individual creditworthiness. |
Who can join VacationLand Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.