Credit union · Privately insured
River Valley Credit Union Credit Card Rates
Top CarrotRiver Valley Credit Union credit cards start at 13.00% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How River Valley Credit Union’s credit card rates compare
Compared with banks and credit unions near Dayton, OH, where River Valley Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
River Valley Credit Union
13.00%APR
- Up to
- 20.00% APR
MasterCard
Lowest rate
Firefighters & Company Federal Credit Union
6.99%APR
- Up to
- 15.99% APR
2nd-lowest rate
Wright-Patt Credit Union
9.75%APR
- Up to
- 17.75% APR
River Valley Credit Union credit card score
66
Credit card score
Higher than 17% of U.S. banks and credit unions
- Purchase APRPurchase APR13.00%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where River Valley Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
MasterCard
Eligibility: individuals who are members, related to an existing member, or who live, work, worship, or attend school in Butler, Clark, Greene, Miami, Montgomery, Preble, or Warren Counties in Ohio. No annual fee. Rate subject to change daily.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 6.99% | None | Introductory APR for qualifying members for a period of 12 billing cycles / 12 months. Rate subject to change daily. |
| Ongoing | 13.00%–20.00% | None | Variable rate based on creditworthiness; APR varies with the market based on the Prime Rate. Programs, rates, terms and conditions subject to change without notice. |
Who can join River Valley Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- You can join if you live, work, attend school, or worship in Butler, Clark, Greene, Miami, Montgomery, Preble, or Warren Counties.
Membership information collected October 5, 2026.