Credit union · NCUA insured
Desco Federal Credit Union Credit Card Rates
Top CarrotDesco Federal Credit Union credit cards start at 12.99% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Desco Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Huntington, WV-KY-OH, where Desco Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Desco Federal Credit Union
12.99%APR
Classic Credit Card
Lowest rate
Pioneer Appalachia FCU
8.70%APR
2nd-lowest rate
Huntington C&O Railway EFCU
9.25%APR
Desco Federal Credit Union credit card score
67
Credit card score
Higher than 18% of U.S. banks and credit unions
- Purchase APRPurchase APR12.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Desco Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Classic Credit Card
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.99% | None | — |
Sources (2)
All captured Oct 7, 2026
Who can join Desco Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, work (or regularly conduct business in), worship, or attend school in and businesses and other legal entities located in Adams, Gallia, Jackson, Lawrence, Pike, Ross and Scioto Counties, Ohio; Cabell, Mason, Putnam or Wayne Counties, West Virginia; Boyd, Carter, Greenup, Fleming, Lewis, Mason, and Rowan Counties, Kentucky are eligible for membership.
Employers and groups
- Employees of this credit union are eligible for membership.
Family and household
- Spouses of deceased members are eligible for membership.
- Members of immediate family or household of eligible persons are eligible for membership.
Other ways
- Organizations of eligible persons are eligible for membership.
- Volunteers in the community are eligible for membership.
Membership information collected October 5, 2026.