Credit union · Privately insured
Millstream Area Credit Union Credit Card Rates
Millstream Area Credit Union credit cards start at 13.75% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Millstream Area Credit Union’s credit card rates compare
Compared with banks and credit unions near Findlay, OH, where Millstream Area Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Millstream Area Credit Union
13.75%APR
- Annual fee
- None
- Up to
- 18.75% APR
Visa Platinum
Lowest rate
Impact Credit Union
9.99%APR
- Annual fee
- None
- Up to
- —
3rd-lowest rate
USX Federal Credit Union
17.90%APR
- Annual fee
- $50
- Up to
- —
Millstream Area Credit Union credit card score
64
Credit card score
Higher than 12% of U.S. banks and credit unions
- Purchase APRPurchase APR13.75%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Millstream Area Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Platinum
Annual percentage rate is determined by credit score. Credit qualifications and conditions apply. Variable interest rate subject to change.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 13.75%–18.75% | None | Annual percentage rate is determined by credit score. Credit qualifications and conditions apply. |
Sources (1)
- millstreamcu.com/borrow/person…visa-rewards-credit-card · captured Oct 7, 2026
Who can join Millstream Area Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.