Credit union · NCUA insured
Miami University Community Federal Credit Union Credit Card Rates
Miami University Community Federal Credit Union credit cards start at 12.95% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Miami University Community Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Cincinnati, OH-KY-IN, where Miami University Community Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Miami University Community Federal Credit Union
12.95%APR
- Annual fee
- $20
- Up to
- —
Cash Rewards VISA Gold Card
Lowest rate
Whitewater Community Credit Union
7.90%APR
- Annual fee
- None
- Up to
- 9.90% APR
2nd-lowest rate
Christian Family Credit Union
8.90%APR
- Annual fee
- None
- Up to
- —
Miami University Community Federal Credit Union credit card score
66
Credit card score
Higher than 16% of U.S. banks and credit unions
- Purchase APRPurchase APR12.95%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Miami University Community Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Cash Rewards VISA Gold Card
Credit lines from $5,000 to $15,000.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.95% | $20 | Competitive non-variable rate of 12.95% (APR) on purchases. |
Sources (1)
- muccu.org/loans-and-credit/visa-credit-card · captured Oct 7, 2026
VISA Classic Card
Credit lines from $500 to $5,000. Designed for cardholders establishing or rebuilding credit.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 14.50% | $20 | Competitive non-variable rate of 14.5% APR on purchases. |
Sources (1)
- muccu.org/loans-and-credit/visa-credit-card · captured Oct 7, 2026
Who can join Miami University Community Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, or attend school in Butler County are eligible for membership.
Membership information collected October 5, 2026.