Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 1–15 of 23 in Montana · median 11.74% APR
- 7.95%APRas low as · up to 17.90%
7.95% APR, up to 17.90%
Terms
Fixed rate based on credit score and credit approval.
Credit card score 94 · Carrot Score 95
Rate checked · Credit cards rates on its site
More details - 9.75%APRas low as · up to 17.75%
9.75% APR, up to 17.75%
Terms
Based on your creditworthiness.
Credit card score 87 · Carrot Score 84
Rate checked · Credit cards rates on its site
More details - 9.90%APRas low as
Terms
Purchases rate beyond the first six months; fixed for the life of the card.
Credit card score 84 · Carrot Score 87
Rate checked · Credit cards rates on its site
More details - 9.90%APRas low as
Terms
Purchase rate. 25-day grace period. No annual fee.
Credit card score 84 · Carrot Score 89
Rate checked · Credit cards rates on its site
More details - Ravalli County Federal Credit UnionVisa Classic Credit Card · No annual fee
Credit union · 2 branches
9.90%APRas low asTerms
Fixed rate of 9.9% APR regardless of credit score. Cash advances are the same rate as a regular charge. No application fees and no cash advance fees stated.
Credit card score 84 · Carrot Score 88
Rate checked · Credit cards rates on its site
More details - 9.99%APRas low as
Terms
Low, fixed rate of only 9.99% APR; no annual fee; no balance transfer fee; no foreign transaction fee; 25-day grace period on purchases.
Credit card score 82 · Carrot Score 86
Rate checked · Credit cards rates on its site
More details - 10.80%APRas low as
Terms
Applies to purchases, cash advances, and balance transfers. Rate based on creditworthiness and term of loan.
Credit card score 81
Rate checked · Credit cards rates on its site
More details - 10.90%APRas low as · up to 18.00%
10.90% APR, up to 18.00%
Credit card score 79 · Carrot Score 81
Rate checked · Credit cards rates on its site
More details - 11.00%APRas low as · up to 18.00%
11.00% APR, up to 18.00%
Terms
Variable APR based on Prime Rate; credit limit up to $20,000; minimum payment 2.00% or $25.00; no annual fee or balance transfer fee; same rate for purchases and cash advances.
Credit card score 77 · Carrot Score 85
Rate checked · Credit cards rates on its site
More details - 11.49%APRas low as
Terms
Beyond the first six months, fixed rates as low as 11.49%.
Credit card score 76 · Carrot Score 81
Rate checked · Credit cards rates on its site
More details - 11.74%APRas low as
Terms
Credit Tier 1. APR will vary with the market based on the Prime Rate (Prime + 4.74%).
Credit card score 75 · Carrot Score 89
Rate checked · Credit cards rates on its site
More details - 11.74%APRas low as
Terms
As low as 11.49% APR Variable. Variable APR is based on the Prime Rate and subject to change. Actual rate is determined by creditworthiness. On approved credit. Must qualify for membership.
Credit card score 75 · Carrot Score 78
Rate checked · Credit cards rates on its site
More details - 11.74%APRas low as
Terms
Credit score 735+ (Grade A+). Rate is Prime + 4.74% APR (Index Prime=6.75% APR), not to exceed 17.99%. Credit limit min $1,000, max $20,000.
Credit card score 75 · Carrot Score 82
Rate checked · Credit cards rates on its site
More details - 11.75%APRas low as
Terms
Rates as low as 11.75% APR. May vary based on creditworthiness, loan term, and other factors. On approved credit.
Credit card score 75 · Carrot Score 84
Rate checked · Credit cards rates on its site
More details - 11.90%APRas low as
Terms
Fixed APR for purchases. Pay entire balance by due date (25 days after close of billing cycle) to avoid interest on purchases.
Credit card score 74 · Carrot Score 91
Rate checked · Credit cards rates on its site
More details
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Montana
23 banks and credit unions · checked Nov 5–13
- Typical
- 11.74%
- Top 10% up to
- 9.90%
- Credit unions, typical
- 11.74%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Montana
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Altana Federal Credit UnionCredit union · 11 branches
- Montana Credit UnionCredit union · 4 branches
- Mountain America Credit UnionCredit union · 2 branches