Credit union · NCUA insured
Northwestern Energy Employees FCU Credit Card Rates
Top CarrotNorthwestern Energy Employees FCU credit cards start at 9.90% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Northwestern Energy Employees FCU’s credit card rates compare
Compared with banks and credit unions near Butte, MT, where Northwestern Energy Employees FCU has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Northwestern Energy Employees FCU
9.90%APR
- Up to
- —
Visa Credit Card
Lowest rate
Mile High FCU
9.90%APR
- Up to
- —
3rd-lowest rate
Clearwater Credit Union
11.00%APR
- Up to
- 18.00% APR
Northwestern Energy Employees FCU credit card score
84
Credit card score
Higher than 65% of U.S. banks and credit unions
- Purchase APRPurchase APR9.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Northwestern Energy Employees FCU ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Credit Card
25-day grace period. Rate based on creditworthiness and term of loan. Cash advances are 11.99% APR.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.90% | None | Purchase rate. 25-day grace period. No annual fee. |
| Ongoing | 11.99% | None | Cash advances APR. No annual fee. |
Sources (1)
- northwesternenergyemployeesfcu.org/card-services · captured Oct 7, 2026
Who can join Northwestern Energy Employees FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of The Archibald Company in Butte, MT are eligible.
- Employees of Athena Energy, LLC in Butte, MT are eligible.
- Employees of the Butte Country Club in Butte, MT are eligible.
- Employees of specified companies working in Colstrip, Montana (Big Sky Coal Company, Colstrip Electric, Inc., Colstrip Medical Center, Fortin Construction, Inc., Rosebud Power Plant, Sagebrush Industries, Inc., Colstrip Ambulance Service, Power Maintenance Resources, Inc.) are eligible.
- Employees of Continental Energy (subsidiary of BBI Power Corporation) who work in Montana are eligible.
- Employees of NorthWestern Energy Employees Federal Credit Union are eligible for membership.
19 more ways to join
Employers and groups
- Employees of EnCana who work in the state of Montana are eligible.
- Employees and members of the International Brotherhood of Electrical Workers, Local Union #44 are eligible.
- Employees of Jefferson Energy Trading (JETCO) L.L.C. working in Butte, Montana are eligible.
- Employees of Lakeview Assisted Living LLC working in Colstrip, MT are eligible.
- Former employees of Montana Power Company and its wholly owned subsidiaries who worked in Montana are eligible.
- Employees of NorthWestern Energy who work in the state of Montana are eligible.
- Employees of NorthWestern Energy who work in South Dakota or Nebraska and are paid from Butte, Montana are eligible.
- Employees of PPL Montana LLC who work in the state of Montana are eligible.
- Employees of Talen Energy Corporation who work in Colstrip, Billings, and Butte, Montana are eligible.
- Employees of Touch America Holdings, Inc. and wholly-owned subsidiaries Entech LLC, Touch America Inc., and Tetragenics Company working in Montana are eligible.
- Employees of Westmoreland Coal Company who work in Montana or at the Jewett Mine in Texas are eligible.
Military, government and schools
- Employees of the City of Colstrip, Colstrip, MT are eligible.
- Employees of the Colstrip Public School District who work in Colstrip, Montana are eligible.
- Employees of the St. Labre Indian School Educational Association who work in or are paid from Ashland, Montana are eligible.
Family and household
- Immediate family members or household members of eligible persons are eligible for membership.
Other ways
- Members of record of Mission Arts Employees Federal Credit Union are eligible.
- Organizations of eligible persons are eligible for membership.
- Persons retired as pensioners or annuitants from the listed qualifying employments are eligible.
- Spouses of persons who died while within the field of membership of this credit union are eligible.
Membership information collected October 4, 2026.