Credit union · Privately insured
Rocky Mountain Credit Union Credit Card Rates
Rocky Mountain Credit Union credit cards start at 11.74% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Rocky Mountain Credit Union’s credit card rates compare
Compared with banks and credit unions near Bozeman, MT, where Rocky Mountain Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Rocky Mountain Credit Union
11.74%APR
- Up to
- —
VISA Platinum Rewards Card
Lowest rate
Sky Federal Credit Union
10.90%APR
- Up to
- 18.00% APR
2nd-lowest rate
Clearwater Credit Union
11.00%APR
- Up to
- 18.00% APR
Rocky Mountain Credit Union credit card score
75
Credit card score
Higher than 38% of U.S. banks and credit unions
- Purchase APRPurchase APR11.74%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Rocky Mountain Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
VISA Classic Card
Must qualify for membership. On approved credit. Each account is privately insured up to $250,000 by American Share Insurance (not federally insured).
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 15.99% | None | Actual rate is determined by creditworthiness. Low fixed rate. |
Sources (1)
- rmcu.net/personal/credit-cards · captured Oct 22, 2026
VISA Platinum Rewards Card
Must qualify for membership. On approved credit. Each account is privately insured up to $250,000 by American Share Insurance (not federally insured).
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 11.49% | None | Actual rate is determined by creditworthiness. Low variable rate, cash back on every dollar you spend. Variable APR based on Prime Rate. |
Sources (1)
- rmcu.net/personal/credit-cards · captured Oct 22, 2026
Who can join Rocky Mountain Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Eligibility is open to individuals who live, work, or worship in specified Montana counties.
Employers and groups
- Eligibility is open to employees of select partner businesses and organizations.
Military, government and schools
- Eligibility is open to alumni of Montana State University.
- Eligibility is open to employees of the State of Montana.
Family and household
- Eligibility is open to relatives of current members.
Cost to join
- A $20.00 share deposit is required to establish membership.
Membership information collected October 4, 2026.