Credit union · NCUA insured
Montana Credit Union Credit Card Rates
Top CarrotMontana Credit Union credit cards start at 11.90% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Montana Credit Union’s credit card rates compare
Compared with banks and credit unions near Great Falls, MT, where Montana Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Montana Credit Union
11.90%APR
- Up to
- —
Basecamp Credit Card
Lowest rate
Clearwater Credit Union
11.00%APR
- Up to
- 18.00% APR
3rd-lowest rate
Independence Bank
12.48%APR
- Up to
- —
Montana Credit Union credit card score
73
Credit card score
Higher than 34% of U.S. banks and credit unions
- Purchase APRPurchase APR11.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Montana Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Basecamp Credit Card
Secured by your share account. Best to repair or build credit.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 11.90% | None | Fixed APR for purchases. Secured by share account. |
Sources (1)
- montanacu.com/credit-cards-loans/cards · captured Oct 22, 2026
Pathway Credit Card
Standard credit card with all functionalities. Best for everyday spending with lowest APR.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 11.90% | None | Fixed APR for purchases. |
Sources (1)
- montanacu.com/credit-cards-loans/cards · captured Oct 22, 2026
Peak Rewards Credit Card
Best to earn rewards on purchases. Enrollment in eStatements required to earn rewards. All loans subject to credit approval.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 14.99%–17.99% | None | Fixed APR based on creditworthiness for purchases. |
| Ongoing | 4.99% | None | Introductory rate on transferred balances is 4.99% APR, depending on your stated APR. Fee free. Duration not stated. |
| Ongoing | 7.99% | None | Introductory rate on transferred balances is 7.99% APR, depending on your stated APR. Fee free. Duration not stated. |
Sources (2)
All captured Oct 22, 2026
Who can join Montana Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.