Credit union · NCUA insured
Sky Federal Credit Union Credit Card Rates
Sky Federal Credit Union credit cards start at 10.90% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Sky Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Bozeman, MT, where Sky Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Sky Federal Credit Union
10.90%APR
- Up to
- 18.00% APR
Visa Credit Card
2nd-lowest rate
Clearwater Credit Union
11.00%APR
- Up to
- 18.00% APR
3rd-lowest rate
Rocky Mountain Credit Union
11.74%APR
- Up to
- —
Sky Federal Credit Union credit card score
79
Credit card score
Higher than 48% of U.S. banks and credit unions
- Purchase APRPurchase APR10.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Sky Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Credit Card
Credit limits up to $15,000 for individual and $30,000 for joint applicants. 25-day grace period. Subject to underwriting and credit approval.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 10.90%–18.00% | None | — |
Sources (2)
All captured Oct 7, 2026
Who can join Sky Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals who live, work, conduct business, worship, attend school, or participate in qualifying associations or programs, as well as businesses and organizations located in designated counties across Montana, Idaho, and Wyoming.
Family and household
- Immediate family members of eligible persons are eligible to join Sky Federal Credit Union.
Membership information collected October 4, 2026.