Credit union · NCUA insured
Fergus FCU Credit Card Rates
Fergus FCU credit cards start at 8.80% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Fergus FCU’s credit card rates compare
Compared with banks and credit unions in Montana, where Fergus FCU has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Fergus FCU
8.80%APR
- Up to
- —
Visa Classic
Lowest rate
Black Hills Federal Credit Union
7.75%APR
- Up to
- —
2nd-lowest rate
Altana Federal Credit Union
7.95%APR
- Up to
- 17.90% APR
Fergus FCU credit card score
89
Credit card score
Higher than 87% of U.S. banks and credit unions
- Purchase APRPurchase APR8.80%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Fergus FCU ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Classic
Rate based on creditworthiness and term of loan; rates are subject to change at any time and are not guaranteed.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 8.80% | None | Applies to purchases, cash advances, and balance transfers. Rate based on creditworthiness and term of loan. |
| Ongoing | 10.80% | None | Applies to purchases, cash advances, and balance transfers. Rate based on creditworthiness and term of loan. |
| Ongoing | 15.80% | None | Applies to purchases, cash advances, and balance transfers. Rate based on creditworthiness and term of loan. |
Sources (1)
- fergusfcu.com/rates · captured Oct 22, 2026
Who can join Fergus FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to persons who live, work, worship, or attend school in, and businesses and other legal entities located within Blaine, Chouteau, Fergus, Garfield, Golden Valley, Hill, Judith Basin, Liberty, Meagher, Musselshell, Petroleum, Phillips, and Wheatland Counties, Montana.
Cost to join
- Eligible persons become a member by opening a savings account and maintaining a $25.00 minimum balance.
Membership information collected October 4, 2026.