Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 46–60 of 72 in Indiana · median 10.62% APR
- 11.15%APRas low as · up to 18.00%
11.15% APR, up to 18.00%
Terms
Purchase APR is 11.15%, 16.40%, 17.40%, or 18.00% depending on creditworthiness. Variable APR determined by adding 4.15%, 9.40%, 10.40%, or 12.40% to the Prime Rate. Maximum APR is 18.00%.
Credit card score 77 · Carrot Score 81
Rate checked · Credit cards rates on its site
More details - 11.25%APRas low as · up to 21.25%
11.25% APR, up to 21.25%
Terms
Variable APR based on creditworthiness, varies with the market based on the Prime Rate. Page p110 also lists discrete rates of 11.00%, 13.00%, 15.00%, 17.00%, or 21.00% APR effective 9/25/2026.
Credit card score 77 · Carrot Score 92
Rate checked · Credit cards rates on its site
More details - Industrial Federal Credit UnionFixed-Rate Classic Visa Credit Card · No annual fee
Credit union · 9 branches
11.50%APRas low asTerms
Tier 1. Fixed rate. No minimum interest charge. 25-day grace period.
Credit card score 76 · Carrot Score 81
Rate checked · Credit cards rates on its site
More details - 11.74%APRas low as
Terms
Variable Visa Prime +4.74%. As of 1/1/26, Credit Card Prime Rate is 6.75%. Rate may vary depending on credit score. No balance transfer fee.
Credit card score 75 · Carrot Score 86
Rate checked · Credit cards rates on its site
More details - Perfect Circle Credit UnionPCCU Visa Platinum Low Rate Credit Card · No annual fee
Credit union · 3 branches
11.75%APRas low asTerms
Credit Score: 800+
Credit card score 75 · Carrot Score 71
Rate checked · Credit cards rates on its site
More details - 11.80%APRas low as
Terms
Based on creditworthiness and subject to change without notice. Not a teaser rate.
Credit card score 75 · Carrot Score 79
Rate checked · Credit cards rates on its site
More details - 11.90%APRas low as
- 11.90%APRas low as
Terms
No Annual Fee. Fixed interest rate set by Board of Directors. Maximum term based on line of credit.
Credit card score 74
Rate checked · Credit cards rates on its site
More details - 11.90%APRas low as
Terms
Rates can change based upon credit qualifications. Advertised rates subject to change without notice. Application and approval required.
Credit card score 74 · Carrot Score 75
Rate checked · Credit cards rates on its site
More details - 11.99%APRas low as · up to 23.99%
11.99% APR, up to 23.99%
Terms
Credit Card APR may vary and is determined by adding margin (Low Rate margin is 4.99% to 16.99%) to the U.S. prime rate published in the Money Rates section of the Wall Street Journal on the first business day of the month.
Credit card score 72 · Carrot Score 93
Rate checked · Credit cards rates on its site
More details - 12.00%APRas low as · up to 19.00%
12.00% APR, up to 19.00%
Terms
Variable APR for purchases and cash advances. After the first six months, APR is based on Prime Rate (Index) plus a margin of 5.00% to 12.00% (currently 12.00% – 18.00%). APR will never be greater than 18.00%.
Credit card score 72 · Carrot Score 88
Rate checked · Credit cards rates on its site
More details - 12.00%APRas low as
Terms
Platinum tier. Annual fee waived / no annual fee. Variable rate as low as 12.00%.
Credit card score 72 · Carrot Score 83
Rate checked · Credit cards rates on its site
More details - 12.74%APRas low as
Terms
Standard variable APR after 6-month intro; varies with WSJ Prime. Numeric Prime margin not stated.
Credit card score 69 · Carrot Score 93
Rate checked · Credit cards rates on its site
More details - 12.74%APRas low as · up to 20.00%
12.74% APR, up to 20.00%
Terms
Annual Percentage Rate (APR) for purchases as low as 12.49% variable. Purchase APR equals Prime Rate plus 5.74% (A+ rating) up to 13.00% (C/D rating), max 18%.
Credit card score 69 · Carrot Score 71
Rate checked · Credit cards rates on its site
More details - 12.75%APRas low as
Credit card score 69 · Carrot Score 61
Rate checked · Credit cards rates on its site
More details
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Indiana
72 banks and credit unions · checked Oct 30–Nov 6
- Typical
- 10.62%
- Top 10% up to
- 9.49%
- Credit unions, typical
- 10.62%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Indiana
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Haynes Community FCUCredit union · 1 branch
- Summit Choice Credit UnionCredit union · 6 branches
- Whiting Refinery Federal Credit UnionCredit union · 1 branch