Credit union · NCUA insured
Partners 1st Federal Credit Union Credit Card Rates
Partners 1st Federal Credit Union credit cards start at 12.74% APR on purchases, after any introductory rate. Rates checked October 15, 2026.
How Partners 1st Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Fort Wayne, IN, where Partners 1st Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Partners 1st Federal Credit Union
12.74%APR
- Up to
- 20.00% APR
Visa Platinum
Lowest rate
Kemba Credit Union
9.90%APR
- Up to
- —
2nd-lowest rate
EWEB Employees Federal Credit Union
9.95%APR
- Up to
- —
Partners 1st Federal Credit Union credit card score
69
Credit card score
Higher than 24% of U.S. banks and credit unions
- Purchase APRPurchase APR12.74%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Partners 1st Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Platinum
No annual fee. Features variable APR based on Prime Rate (Prime + 5.74% for A+ rating up to Prime + 13.00% for C/D rating, subject to 18% maximum). 23-day grace period.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.49% | None | Annual Percentage Rate (APR) for purchases as low as 12.49% variable. Purchase APR equals Prime Rate plus 5.74% (A+ rating) up to 13.00% (C/D rating), max 18%. |
| Intro, 12 months | 0.00% | None | Introductory Balance Transfer APR: 0% through 12 billing cycles after account opening; must be processed within 60 days of account opening; after that, remaining balance moves to variable APR for purchases. Balance transfer fee: 3% ($5 minimum). |
Sources (4)
- partners1stcu.org/borrow/credit-cards
- partners1stcu.org/disclosures
- partners1stcu.org/u-want-to/see-rates
- partners1stcu.org
All captured Oct 7, 2026
Visa Platinum Rewards
No annual fee. Variable rate product based on Prime Rate (Prime + 7.74% for A+ rating up to Prime + 13.00% for C rating, subject to 18% maximum). 23-day grace period.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 14.49% | None | Annual Percentage Rate (APR) for purchases as low as 14.49% variable. Purchase APR equals Prime Rate plus 7.74% (A+ rating) up to 13.00% (C rating), max 18%. |
| Intro, 12 months | 0.00% | None | Introductory Balance Transfer APR: 0% through 12 billing cycles after account opening; must be processed within 60 days of account opening; after that, remaining balance moves to variable APR for purchases. Balance transfer fee: 3% ($5 minimum). |
Sources (3)
- partners1stcu.org/borrow/credit-cards
- partners1stcu.org/disclosures
- partners1stcu.org/u-want-to/see-rates
All captured Oct 7, 2026
Who can join Partners 1st Federal Credit Union
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