Credit union · NCUA insured
Profed Credit Union Credit Card Rates
Profed Credit Union credit cards start at 11.74% APR on purchases, after any introductory rate. Rates checked October 15, 2026.
How Profed Credit Union’s credit card rates compare
Compared with banks and credit unions near Fort Wayne, IN, where Profed Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Profed Credit Union
11.74%APR
Visa® Platinum Card
Lowest rate
Kemba Credit Union
9.90%APR
2nd-lowest rate
EWEB Employees Federal Credit Union
9.95%APR
Profed Credit Union credit card score
75
Credit card score
Higher than 38% of U.S. banks and credit unions
- Purchase APRPurchase APR11.74%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Profed Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa® Platinum Card
Membership with ProFed is required. All credit card applications are subject to approval. Rate may vary depending on credit score.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 11.49% | None | Variable Visa Prime +4.74%. As of 1/1/26, Credit Card Prime Rate is 6.75%. Rate may vary depending on credit score. No balance transfer fee. |
Sources (2)
All captured Oct 7, 2026
Visa® Rewards Card
Membership with ProFed is required. All credit card applications are subject to approval. Rate may vary depending on credit score.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.49% | None | Variable Visa Prime +5.74%. As of 1/1/26, Credit Card Prime Rate is 6.75%. Rate may vary depending on credit score. No balance transfer fee. |
Sources (3)
- profedcu.org/personal/credit-cards
- profedcu.org/personal/credit-cards/visa-platinum-card
- profedcu.org/personal/credit-cards/visa-rewards-card
All captured Oct 7, 2026
Who can join Profed Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Eligibility is open to individuals who live, work, worship, attend school, volunteer, or regularly conduct business in Adams, Allen, DeKalb, Huntington, LaGrange, Noble, Steuben, Wells and Whitley counties.
Cost to join
- You can own a piece of the credit union with just $5.
Membership information collected October 5, 2026.