Credit union · NCUA insured
Public Service Credit Union Credit Card Rates
Public Service Credit Union credit cards start at 11.80% APR on purchases, after any introductory rate. Rates checked October 15, 2026.
How Public Service Credit Union’s credit card rates compare
Compared with banks and credit unions near Fort Wayne, IN, where Public Service Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Public Service Credit Union
11.80%APR
Platinum Visa
Lowest rate
Kemba Credit Union
9.90%APR
2nd-lowest rate
EWEB Employees Federal Credit Union
9.95%APR
Public Service Credit Union credit card score
74
Credit card score
Higher than 37% of U.S. banks and credit unions
- Purchase APRPurchase APR11.80%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Public Service Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Classic Visa
No annual fee, no cash advance fees, no balance transfer fees.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 13.90% | None | Regular purchase rate. |
| Intro, 12 months | 6.90% | None | Introductory rate on balance transfers for 12 months; goes to regular rate 13.90% APR after 12 months. No balance transfer fee. |
Sources (1)
- mypscu.com/credit-cards · captured Oct 5, 2026
Platinum Visa
No annual fee, no cash advance fees, no balance transfer fees. Non-variable rate.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 11.80% | None | Regular rate; non-variable. |
| Intro, 12 months | 6.90% | None | Introductory rate on balance transfers for 12 months; goes to regular rate 11.80% APR after 12 months. No balance transfer fee. |
Share Secured Visa
Secured by money in your account at the credit union. No annual fee, no cash advance fees, no balance transfer fees.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.90% | None | Regular rate. |
| Intro, 12 months | 6.90% | None | Introductory rate on balance transfers for 12 months; goes to regular rate 12.90% APR after 12 months. No balance transfer fee. |
Sources (1)
- mypscu.com/credit-cards · captured Oct 5, 2026
Who can join Public Service Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone who lives or works in Allen County or Huntington County is eligible for membership.
Cost to join
- Membership requires opening a savings account with a $5 deposit.
Membership information collected October 5, 2026.