Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 61–75 of 89 in Illinois · median 10.00% APR
- 11.90%APRas low as
Terms
Variable revolving rate calculated as Wall Street Prime plus 4.90%.
Credit card score 74 · Carrot Score 85
Rate checked · Credit cards rates on its site
More details - 11.90%APRas low as
Terms
As low as 11.90% APR. Subject to credit approval.
Credit card score 74 · Carrot Score 85
Rate checked · Credit cards rates on its site
More details - 11.99%APRas low as
Terms
VARIABLE RATE INFORMATION: The Annual Percentage Rate (APR) may vary quarterly. The rate is based on the 13 Week U.S. Government Treasury Bill as stated in the Wall Street Journal on the 10th of January, April, July, and October, rounded to the next 1/4% plus a margin of 7.74% . The effective date of any changes will be on the cycle date in February, May, August and November.
Credit card score 72 · Carrot Score 69
Rate checked · Credit cards rates on its site
More details - Land of Lincoln Credit UnionVISA Platinum Rates Credit Card · No annual fee
Credit union · 14 branches
12.25%APRas low asTerms
Lowest rate advertised; individual rate may vary based on applicant credit, payment history, collateral, term of loan, and percent of product financed.
Credit card score 71 · Carrot Score 84
Rate checked · Credit cards rates on its site
More details - 12.49%APRas low as · up to 20.49%
12.49% APR, up to 20.49%
Terms
Non-promotional variable APR applies after the intro period. Rate based on creditworthiness. Variable APR equals variable margin plus Prime Rate, adjusted quarterly.
Credit card score 71 · Carrot Score 76
Rate checked · Credit cards rates on its site
More details - 12.49%APRas low as · up to 23.75%
12.49% APR, up to 23.75%
Credit card score 71 · Carrot Score 77
Rate checked · Credit cards rates on its site
More details - 12.50%APRas low as
Terms
Low, fixed rate. No annual fees and no balance transfer fees. Rate based on creditworthiness and membership eligibility.
Credit card score 70 · Carrot Score 70
Rate checked · Credit cards rates on its site
More details - 12.50%APRas low as
Terms
ANNUAL PERCENTAGE RATE (APR) FOR PURCHASES. 25 Days grace period for repayment of balances for purchases. Method of computing the balance for purchases: Average Daily Balance (including new purchases). Transaction fee for purchases: None.
Credit card score 70 · Carrot Score 79
Rate checked · Credit cards rates on its site
More details - 12.60%APRas low as · up to 14.70%
12.60% APR, up to 14.70%
Terms
Regular Rate valid for purchases, cash advances and balance transfers based on creditworthiness when you open your account.
Credit card score 70 · Carrot Score 74
Rate checked · Credit cards rates on its site
More details - 12.75%APRas low as · up to 19.75%
12.75% APR, up to 19.75%
Terms
Standard ongoing variable APR based on creditworthiness. Variable rate is Prime Rate published in The Wall Street Journal on the last business day of each calendar quarter plus margin (determined by credit score at application). Grace period on purchases.
Credit card score 69 · Carrot Score 80
Rate checked · Credit cards rates on its site
More details - 12.75%APRas low as
Terms
Variable APR. Credit line up to $30,000. No annual fee, no balance transfer fees, no cash advance fees.
Credit card score 69 · Carrot Score 76
Rate checked · Credit cards rates on its site
More details - 12.90%APRas low as · up to 20.90%
12.90% APR, up to 20.90%
Terms
Fixed interest rate; rates based on creditworthiness; credit limits from $500 to $20,000; 25-day grace period on purchases
Credit card score 68 · Carrot Score 70
Rate checked · Credit cards rates on its site
More details - 12.90%APRas low as
Terms
Rate based on credit qualifications and approval.
Credit card score 68 · Carrot Score 88
Rate checked · Credit cards rates on its site
More details - 12.90%APRas low as
Terms
APR as low as. Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications and collateral conditions. All Loans subject to approval.
Credit card score 68 · Carrot Score 84
Rate checked · Credit cards rates on its site
More details - 12.90%APRas low as
Terms
Standard Fixed/Non-Variable Rate Card as low as 12.9% APR. Rates subject to risk-based pricing, minimum credit score restrictions, and standard underwriting guidelines.
Credit card score 68 · Carrot Score 86
Rate checked · Credit cards rates on its site
More details
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Illinois
89 banks and credit unions · checked Nov 6–7
- Typical
- 10.00%
- Top 10% up to
- 8.90%
- Credit unions, typical
- 10.00%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Illinois
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Bloomington Municipal Credit UnionCredit union · 1 branch
- Acme Continental Credit UnionCredit union · 1 branch
- First Community Credit UnionCredit union · 7 branches