Credit union · NCUA insured
Kaskaskia Valley Community Credit Union Credit Card Rates
Kaskaskia Valley Community Credit Union credit cards start at 12.50% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Kaskaskia Valley Community Credit Union’s credit card rates compare
Compared with banks and credit unions near Centralia, IL, where Kaskaskia Valley Community Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Kaskaskia Valley Community Credit Union
12.50%APR
- Up to
- —
Visa Classic
Lowest rate
Land of Lincoln Credit Union
12.25%APR
- Up to
- —
3rd-lowest rate
The FNB Community Bank
12.74%APR
- Up to
- 22.74% APR
Kaskaskia Valley Community Credit Union credit card score
70
Credit card score
Higher than 26% of U.S. banks and credit unions
- Purchase APRPurchase APR12.50%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Kaskaskia Valley Community Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Classic
Rates quoted are lowest available rates and are fixed. Actual rates are subject to membership eligibility and creditworthiness.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.50% | None | Low, fixed rate. No annual fees and no balance transfer fees. Rate based on creditworthiness and membership eligibility. |
Visa Platinum
Rates quoted are lowest available rates and are fixed. Actual rates are subject to membership eligibility and creditworthiness.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 6.90% | None | Low, fixed rate. No annual fees and no balance transfer fees. Rate based on creditworthiness and membership eligibility. |
Who can join Kaskaskia Valley Community Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live or work in Clinton, Marion, Washington, or Jefferson Counties.
Employers and groups
- Employees and retirees of qualifying Select Employee Groups (SEGs) partnered with the credit union.
Family and household
- Immediate family members of current members.
Cost to join
- A $10 deposit into a Share Savings account is required to establish membership and maintain member-for-life status.
Membership information collected October 5, 2026.