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Credit union · NCUA insured

R.I.A. Federal Credit Union Credit Card Rates

R.I.A. Federal Credit Union credit cards start at 12.75% APR on purchases, after any introductory rate. Rates checked October 16, 2026.

How R.I.A. Federal Credit Union’s credit card rates compare

Compared with banks and credit unions near Davenport, IA-IL, where R.I.A. Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.

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R.I.A. Federal Credit Union credit card score

69

Credit card score

Higher than 23% of U.S. banks and credit unions

By rate
  • Purchase APRPurchase APR12.75%

Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.

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Where R.I.A. Federal Credit Union ranks

By credit card score, in each area where it has branches

Every rate

Current credit card rates

Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.

Who can join R.I.A. Federal Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Where you live or work

  • Membership is open to anyone who lives, works, worships, or is a member of a fraternal organization in the community and surrounding areas served by R.I.A. Federal Credit Union.

Military, government and schools

  • Civilian employees and military personnel (active or retired) of the U.S. Government who work, train, or are stationed on the Rock Island Arsenal or Ft. McCoy military installation are eligible to join.

Cost to join

  • A $5 membership fee is required.

Membership information collected October 4, 2026.

Check membership requirements ↗Branches and institution details
← R.I.A. Federal Credit Union overview