Credit union · Privately insured
CPOECU Credit Card Rates
CPOECU credit cards start at 12.90% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How CPOECU’s credit card rates compare
Compared with banks and credit unions near Chicago, IL-IN, where CPOECU has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
CPOECU
12.90%APR
- Up to
- 20.90% APR
VISA Gold Credit Cards
Lowest rate
American Broadcast Employees FCU
6.99%APR
- Up to
- —
2nd-lowest rate
Chiphone Federal Credit Union
7.90%APR
- Up to
- —
CPOECU credit card score
67
Credit card score
Higher than 20% of U.S. banks and credit unions
- Purchase APRPurchase APR12.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where CPOECU ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
VISA Gold Credit Cards
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.90%–20.90% | None | Fixed interest rate; rates based on creditworthiness; credit limits from $500 to $20,000; 25-day grace period on purchases |
Sources (1)
- cpoecu.com/loans/credit-cards · captured Oct 7, 2026
Who can join CPOECU
This may be incomplete or out of date, so check with the credit union before you apply.
Military, government and schools
- Membership is open to any active or retired employee of the Chicago Postal Service.
Family and household
- Membership is open to immediate family members (spouse, child or parents) of active or retired employees of the Chicago Postal Service.
Cost to join
- Membership requires a $25 share deposit into a Savings account that remains in the account for the duration of membership.
Membership information collected October 5, 2026.