Credit union · NCUA insured
Streator Onized Credit Union Credit Card Rates
Streator Onized Credit Union credit cards start at 11.90% APR on purchases, after any introductory rate. Rates checked October 17, 2026.
How Streator Onized Credit Union’s credit card rates compare
Compared with banks and credit unions near Ottawa, IL, where Streator Onized Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Streator Onized Credit Union
11.90%APR
Visa Perks
Lowest rate
Illinois State Credit Union
9.90%APR
2nd-lowest rate
Financial Plus Credit Union
9.95%APR
Streator Onized Credit Union credit card score
73
Credit card score
Higher than 34% of U.S. banks and credit unions
- Purchase APRPurchase APR11.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Streator Onized Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
VISA Balance Transfers
Transfer balance to new or existing SOCU Visa Credit Card in 2026. All Visas subject to credit approval. Balance transfers may not be used on existing SOCU loans. Limited time offer.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | None | Promotional rate of 0.00% APR applies for 12 months after you transfer a balance. Subject to credit approval. |
| Intro, 24 months | 2.99% | None | Promotional rate of 2.99% APR applies for 24 months after you transfer a balance. Subject to credit approval. |
| Ongoing | 11.90%–23.90% | None | After the promotional period ends, any unpaid balance will revert to the current cash APR, between 11.90%-23.90% APR, based upon your creditworthiness. |
Sources (1)
- socu.org/promo/transfer-your-credit-card-balance · captured Oct 16, 2026
Visa Edge
All Visas subject to credit approval. Credit Limits up to $5,000.00. A great way to build credit.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 14.90% | None | As low as 14.90% APR. Subject to credit approval. |
Sources (1)
- socu.org/credit-cards/perks-edge-credit-cards · captured Oct 16, 2026
Visa Perks
All Visas subject to credit approval. Credit Limits up to $25,000.00.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 11.90% | None | As low as 11.90% APR. Subject to credit approval. |
Sources (1)
- socu.org/credit-cards/perks-edge-credit-cards · captured Oct 16, 2026
Who can join Streator Onized Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone residing or working in LaSalle, Livingston, Marshall, Grundy, Putnam, Woodford, McLean, Bureau, Stark, Peoria, Tazewell, Ford, Iroquois, Kankakee, Will, and Kendall Counties.
Employers and groups
- Membership is open to employees and families of 45+ Select Employee Groups.
Family and household
- Membership is open to all relatives of those residing or working in LaSalle, Livingston, Marshall, Grundy, Putnam, Woodford, McLean, Bureau, Stark, Peoria, Tazewell, Ford, Iroquois, Kankakee, Will, and Kendall Counties.
Cost to join
- Opening a savings account requires $1, which SOCU pays for you when stopping into any branch.
- When buying a vehicle at a dealer, a savings account is opened for $1, which SOCU pays for you.
Membership information collected October 5, 2026.