Credit union · NCUA insured
Central Credit Union of Illinois Credit Card Rates
Central Credit Union of Illinois credit cards start at 12.60% APR on purchases, after any introductory rate. Rates checked November 7, 2026.
How Central Credit Union of Illinois’s credit card rates compare
Ongoing purchase APR. The lowest rate among banks and credit unions with branches in each area.
This credit union’s lowest
Central Credit Union of Illinois
12.60%APR
- Up to
- 14.70% APR
Platinum Premiere Visa
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Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
C3 Visa
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| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 14.70% | None | Regular Rate valid for purchases, cash advances and balance transfers. |
| Intro, 9 months | 0.00% | None | Save with 0% APR for 9 months when you transfer high-rate credit card balances to your Central Credit Union Visa Platinum. Offer valid on all Central Credit Union Visa types. |
First-Rate Platinum Visa
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| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 9 months | 0.00% | None | Offer valid on all Central Credit Union Visa types. For balance transfers. |
No ongoing APR is published for this card, only the rate above.
Platinum Premiere Visa
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| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.60%–14.70% | None | Regular Rate valid for purchases, cash advances and balance transfers based on creditworthiness when you open your account. |
| Intro, 9 months | 0.00% | None | Save with 0% APR for 9 months when you transfer high-rate credit card balances to your Central Credit Union Visa Platinum. Offer valid on all Central Credit Union Visa types. |
Secured Visa Platinum
Open one of our Visa Platinums, and start saving today.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 21.50% | None | Variable Rate valid for purchases, cash advances and balance transfers. Participation fee of $48 annually. |
| Intro, 9 months | 0.00% | None | Save with 0% APR for 9 months when you transfer high-rate credit card balances to your Central Credit Union Visa Platinum. Offer valid on all Central Credit Union Visa types. |
Central Credit Union of Illinois credit card score
70
Credit card score
Higher than 26% of U.S. banks and credit unions
- Purchase APRPurchase APR12.60%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Who can join Central Credit Union of Illinois
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live in the state of Illinois are eligible for membership.
Employers and groups
- Employees who work for one of more than 250 affiliated companies or organizations are eligible for membership.
Family and household
- Family members of an existing member are eligible for membership.
Cost to join
- Members must maintain a minimum balance of at least $5 in a Share Account to establish and retain membership.
Membership information collected October 5, 2026.