Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 16–30 of 89 in Illinois · median 10.00% APR
- 8.99%APRas low as · up to 19.99%
8.99% APR, up to 19.99%
Terms
Same rate for purchases, cash advances, and balance transfers. No fee for balance transfers. Minimum payment $50.00. Rate based on creditworthiness.
Credit card score 88 · Carrot Score 87
Rate checked · Credit cards rates on its site
More details - Midwest Coalition of Labor Credit Union (MCL)The MCLCU Classic Visa Credit Card · No annual fee
Credit union · 1 branch
8.99%APRas low as · up to 13.99%8.99% APR, up to 13.99%
Terms
Fixed rate. Line of credit available from $500 to $15,000. No balance transfer fee. No cash advance fee. Subject to approval; membership and qualifications apply.
Credit card score 88 · Carrot Score 89
Rate checked · Credit cards rates on its site
More details - Northwest Municipal Federal Credit UnionVISA Platinum Credit Card · No annual fee
Credit union · 1 branch
8.99%APRas low as · up to 18.00%8.99% APR, up to 18.00%
Terms
Published rates are based on credit performance and are subject to change without notice. Low fixed rate. No annual fee, no balance transfer fee, no cash advance fee or higher rate for cash advances.
Credit card score 88 · Carrot Score 87
Rate checked · Credit cards rates on its site
More details - 9.11%APRas low as
Terms
Table labels 9.11% as Interest Rate with *APR footnote; also stated as 9.11% APR for purchases, balance transfers and cash advances. Minimum payment 2% of balance. No annual fee.
Credit card score 88 · Carrot Score 91
Rate checked · Credit cards rates on its site
More details - 9.60%APRas low as
Terms
Fixed rate. Credit limit up to $20,000. 1% cash back on all purchases.
Credit card score 87
Rate checked · Credit cards rates on its site
More details - 9.74%APRas low as
Terms
Rate is lowest available; individual rates and terms may vary based on down payment, credit history, and credit score.
Credit card score 87 · Carrot Score 86
Rate checked · Credit cards rates on its site
More details - 9.90%APRas low as
Terms
Proof of income is required when applying.
Credit card score 84 · Carrot Score 78
Rate checked · Credit cards rates on its site
More details - 9.90%APRas low as · up to 17.90%
9.90% APR, up to 17.90%
Terms
APR range depends on creditworthiness. Marketing pages state rates start as low as 9.90% APR. Same APR disclosed for purchases, balance transfers, and cash advances.
Credit card score 84 · Carrot Score 89
Rate checked · Credit cards rates on its site
More details - 9.90%APRas low as
Terms
Visa Platinum card APR. Subject to credit approval, income, existing obligations, and underwriting criteria.
Credit card score 84 · Carrot Score 86
Rate checked · Credit cards rates on its site
More details - 9.90%APRas low as
Terms
Credit limit up to $10,000. Certain conditions, restrictions, and exclusions may apply.
Credit card score 84 · Carrot Score 95
Rate checked · Credit cards rates on its site
More details - Education Personnel Federal Credit UnionVisa Classic Credit Card · No annual fee
Credit union · 2 branches
9.90%APRas low asTerms
Loans are subject to member eligibility. No annual fees or balance transfer charges.
Credit card score 84 · Carrot Score 89
Rate checked · Credit cards rates on its site
More details - 9.90%APRas low as
Terms
Rate is as low as based on creditworthiness and ability to repay. No annual fee and no balance transfer fee.
Credit card score 84 · Carrot Score 89
Rate checked · Credit cards rates on its site
More details - Illinois State Credit UnionIt'sMyCU Platinum Visa Credit Card · No annual fee
Credit union · 5 branches
9.90%APRas low asTerms
The interest rate will move to a rate as low as 9.9% 6 months after account is opened. Rate is based on individual credit.
Credit card score 84 · Carrot Score 93
Rate checked · Credit cards rates on its site
More details - 9.90%APRas low as
Terms
Rates as low as 9.90% APR based on member's credit score. Actual rates may be higher. No application, annual or balance transfer fees.
Credit card score 84 · Carrot Score 87
Rate checked · Credit cards rates on its site
More details - 9.90%APRas low as
Credit card score 84 · Carrot Score 86
Rate checked · Credit cards rates on its site
More details
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Illinois
89 banks and credit unions · checked Nov 6–7
- Typical
- 10.00%
- Top 10% up to
- 8.90%
- Credit unions, typical
- 10.00%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Illinois
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Bloomington Municipal Credit UnionCredit union · 1 branch
- Acme Continental Credit UnionCredit union · 1 branch
- First Community Credit UnionCredit union · 7 branches