Credit union · NCUA insured
MSU Federal Credit Union Credit Card Rates
Top CarrotMSU Federal Credit Union credit cards start at 9.90% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How MSU Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Lansing, MI, where MSU Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
MSU Federal Credit Union
9.90%APR
- Up to
- 17.90% APR
Platinum Visa Credit Card
Lowest rate
LAFCU
8.49%APR
- Up to
- —
2nd-lowest rate
Consumers Credit Union
8.99%APR
- Up to
- 22.99% APR
MSU Federal Credit Union credit card score
84
Credit card score
Higher than 65% of U.S. banks and credit unions
- Purchase APRPurchase APR9.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where MSU Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Platinum Plus Visa Credit Card
APR is stated for qualified members having high credit scores. Actual rates may be higher and will be determined by member's credit score.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 13.90% | None | Rates as low as 13.90% APR. APR is stated for qualified members having high credit scores; actual rates determined by credit score. No international transaction fees. |
Sources (1)
- msufcu.org/platinumplusvisa · captured Oct 16, 2026
Platinum Visa Credit Card
Rates as low as 9.90% APR based on member's credit score. Standard rate between 9.90% and 17.90%.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.90%–17.90% | None | Rates as low as 9.90% APR. Reverts to standard rate between 9.90% and 17.90% based on member's credit score. No application, annual or balance transfer fees. |
| Intro, 6 months | 0.00% | None | 0% APR on balance transfers during the first six months from the date account is opened, valid only for balance transfers from another financial institution's credit card. After six months, rate reverts to standard rate between 9.90% and 17.90%. Accounts 60 days late revert to penalty rate of 17.9%. Introductory APR does not apply to purchases, cash advances, or delinquent loans. |
Sources (1)
- msufcu.org/platinumvisa · captured Oct 16, 2026
Visa Signature Credit Card
APR is stated for qualified members having high credit scores. Actual rates may be higher and will be determined by member's credit score.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 14.90% | $99 | Rates as low as 14.90% APR. $99 annual fee, waived the first year. APR is stated for qualified members having high credit scores; actual rates determined by credit score. |
Sources (1)
- msufcu.org/visa · captured Oct 16, 2026
Who can join MSU Federal Credit Union
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