Credit union · NCUA insured
Members First Community CU Credit Card Rates
Members First Community CU credit cards start at 8.99% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Members First Community CU’s credit card rates compare
Compared with banks and credit unions near Quincy, IL-MO, where Members First Community CU has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Members First Community CU
8.99%APR
- Up to
- 19.99% APR
Visa Platinum Reward Credit Card
2nd-lowest rate
United Community Credit Union
12.50%APR
- Up to
- —
3rd-lowest rate
Commerce Bank
17.99%APR
- Up to
- 27.99% APR
Members First Community CU credit card score
88
Credit card score
Higher than 82% of U.S. banks and credit unions
- Purchase APRPurchase APR8.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Members First Community CU ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa CARE Credit Card
Membership eligibility applies. 0% APR for 12 months on all veterinary or medical transactions over $500.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | None | 0% APR for 12 months on all veterinary or medical transactions over $500. |
No ongoing APR is published for this card, only the rate above.
Visa Platinum Reward Credit Card
Membership eligibility requires living or working in Adams, Brown, Pike, or Schuyler County, IL, being an immediate family member of a current member, or being an employee of an Employer Group. Rate varies based on individual creditworthiness. No finance charges on purchases paid within 25 days of statement closing date. Minimum payment $50.00.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 8.99%–19.99% | None | Same rate for purchases, cash advances, and balance transfers. No fee for balance transfers. Minimum payment $50.00. Rate based on creditworthiness. |
Sources (3)
All captured Oct 7, 2026
Who can join Members First Community CU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live or work in Adams County, Brown County, Pike County, or Schuyler County in Illinois are eligible for membership.
Employers and groups
- Employees of any of the credit union's Employer Groups are eligible for membership.
Family and household
- Immediate family members of current members are eligible for membership.
Cost to join
- A one-time entrance fee of $5 is required for membership (no entrance fee for youth accounts).
- Primary Shares account requires a minimum balance of $25 to maintain membership (youth members 17 or younger may build up to the $25 minimum).
Membership information collected October 5, 2026.