Credit union · NCUA insured
Altonized Community FCU Credit Card Rates
Altonized Community FCU credit cards start at 9.90% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Altonized Community FCU’s credit card rates compare
Compared with banks and credit unions near St. Louis, MO-IL, where Altonized Community FCU has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Altonized Community FCU
9.90%APR
- Up to
- —
VISA Credit Card
Lowest rate
FRB Federal Credit Union
7.50%APR
- Up to
- —
2nd-lowest rate
First Community Credit Union
7.90%APR
- Up to
- 16.90% APR
Altonized Community FCU credit card score
84
Credit card score
Higher than 65% of U.S. banks and credit unions
- Purchase APRPurchase APR9.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Altonized Community FCU ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
VISA Credit Card
Proof of income is required when applying.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.90% | None | Proof of income is required when applying. |
Sources (1)
- altonizedfcu.org/visadebitatm · captured Oct 7, 2026
Who can join Altonized Community FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone living, working, worshipping or attending school in Madison and Macoupin County is eligible for membership.
Employers and groups
- Any business or legal entity in Madison and Macoupin County is eligible for membership.
- Anyone who volunteers in Madison and Macoupin County is eligible for membership.
Family and household
- Immediate family and household of current members are eligible for membership.
- Any organization of family and household is eligible for membership.
Membership information collected October 5, 2026.