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Credit union · NCUA insured

Education Personnel Federal Credit Union Credit Card Rates

Top Carrot, Carrot Score 88Top Carrot

Education Personnel Federal Credit Union credit cards start at 9.90% APR on purchases, after any introductory rate. Rates checked October 6, 2026.

How Education Personnel Federal Credit Union’s credit card rates compare

Compared with banks and credit unions near Danville, IL, where Education Personnel Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.

  • Top Carrot, Carrot Score 88

    This credit union’s lowest

    Education Personnel Federal Credit Union

    9.90%APR

    Visa Classic Credit Card

  • Top Carrot, Carrot Score 95

    2nd-lowest rate

    U of I Community Credit Union

    9.90%APR

    U of I Community Credit Union rates

  • 3rd-lowest rate

    Landmark Credit Union

    12.90%APR

    Landmark Credit Union rates

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Education Personnel Federal Credit Union credit card score

84

Credit card score

Higher than 65% of U.S. banks and credit unions

By rate
  • Purchase APRPurchase APR9.90%

Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.

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Where Education Personnel Federal Credit Union ranks

By credit card score, in each area where it has branches

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Current credit card rates

Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.

Who can join Education Personnel Federal Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Military, government and schools

  • Danville Area Community College is in EPFCU's field of membership.
  • Retirees from the field of membership are eligible for membership.
  • Employees of public, private and parochial schools in Vermilion County, Illinois are eligible for membership.

Family and household

  • Relatives of members are eligible for membership.

Membership information collected October 5, 2026.

Check membership requirements ↗Branches and institution details
← Education Personnel Federal Credit Union overview