Credit union · NCUA insured
Midwest Coalition of Labor Credit Union (MCL) Credit Card Rates
Top CarrotMidwest Coalition of Labor Credit Union (MCL) credit cards start at 8.99% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Midwest Coalition of Labor Credit Union (MCL)’s credit card rates compare
Compared with banks and credit unions near Chicago, IL-IN, where Midwest Coalition of Labor Credit Union (MCL) has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Midwest Coalition of Labor Credit Union (MCL)
8.99%APR
- Up to
- 13.99% APR
The MCLCU Classic Visa Credit Card
Lowest rate
American Broadcast Employees FCU
6.99%APR
- Up to
- —
2nd-lowest rate
Chiphone Federal Credit Union
7.90%APR
- Up to
- —
Midwest Coalition of Labor Credit Union (MCL) credit card score
88
Credit card score
Higher than 82% of U.S. banks and credit unions
- Purchase APRPurchase APR8.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Midwest Coalition of Labor Credit Union (MCL) ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
The MCLCU Classic Visa Credit Card
Subject to approval. Membership and qualifications apply. Credit lines available from $500 to $15,000. No balance transfer fee, no cash advance fee. Fixed rates.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 8.99%–13.99% | None | Fixed rate. No balance transfer fee. No cash advance fee. Subject to approval; membership and qualifications apply. |
Sources (4)
All captured Oct 7, 2026
Who can join Midwest Coalition of Labor Credit Union (MCL)
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Union members in good standing or employees of a union included in the Midwest Coalition of Labor (MCL) are eligible for membership.
- Members or employees associated with Teamsters Local 731 are eligible for membership.
Family and household
- Immediate family members of eligible union members or union employees are eligible for membership.
Cost to join
- Each member must open a savings account with an initial deposit of at least $100.00, which purchases one share of the credit union.
Membership information collected October 5, 2026.