Credit union · NCUA insured
HealthCare Associates Credit Union Credit Card Rates
HealthCare Associates Credit Union credit cards start at 9.90% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How HealthCare Associates Credit Union’s credit card rates compare
Compared with banks and credit unions near Chicago, IL-IN, where HealthCare Associates Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
HealthCare Associates Credit Union
9.90%APR
Visa Platinum
Lowest rate
American Broadcast Employees FCU
6.99%APR
2nd-lowest rate
Chiphone Federal Credit Union
7.90%APR
HealthCare Associates Credit Union credit card score
84
Credit card score
Higher than 65% of U.S. banks and credit unions
- Purchase APRPurchase APR9.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where HealthCare Associates Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Platinum
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.90% | None | Rate is as low as based on creditworthiness and ability to repay. No annual fee and no balance transfer fee. |
Sources (2)
All captured Oct 6, 2026
Visa Platinum Secured
Enables building credit with a credit limit equal to security deposit ($500 to $2,000).
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 15.60% | None | Rate is as low as based on creditworthiness and ability to repay. Credit limit equal to security deposit ($500 to $2,000). No annual fee. |
Sources (2)
All captured Oct 6, 2026
Who can join HealthCare Associates Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who resides or works in the defined Des Plaines Area community charter.
- Membership is open to anyone who resides or works in the defined DuPage County community charter area.
- Membership is open to anyone who resides or works in the defined Oak Lawn Area community charter.
Employers and groups
- Membership is open to individuals who work for or belong to an eligible healthcare association.
Family and household
- Membership is open to individuals who have an immediate family or household member who is a current member.
Other ways
- Membership is open to individuals who make a donation to Credit Unions for Kids (CU4Kids).
Membership information collected October 5, 2026.