Credit union · NCUA insured
CoVantage Credit Union Credit Card Rates
CoVantage Credit Union credit cards start at 9.74% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How CoVantage Credit Union’s credit card rates compare
Compared with banks and credit unions near Wausau, WI, where CoVantage Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
CoVantage Credit Union
9.74%APR
- Up to
- —
Great Rate Visa Credit Card
2nd-lowest rate
Nicolet National Bank
11.90%APR
- Up to
- 23.90% APR
3rd-lowest rate
Summit Credit Union
12.40%APR
- Up to
- 20.90% APR
CoVantage Credit Union credit card score
87
Credit card score
Higher than 78% of U.S. banks and credit unions
- Purchase APRPurchase APR9.74%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where CoVantage Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Cash Back Visa Credit Card
Eligible for CoVantage Credit Union loan interest rebate program.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 14.49% | None | Rate is lowest available; individual rates and terms may vary based on down payment, credit history, and credit score. |
Sources (2)
All captured Oct 16, 2026
Great Rate Visa Credit Card
Eligible for CoVantage Credit Union loan interest rebate program.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.74% | None | Rate is lowest available; individual rates and terms may vary based on down payment, credit history, and credit score. |
Sources (2)
All captured Oct 16, 2026
Who can join CoVantage Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live or work in specified counties in Wisconsin, Michigan, or Illinois are eligible for membership.
Employers and groups
- Employees of Little Rapids Corporation, Shawano Mill, Weber Veneer & Plywood Company, Weyerhaeuser Co., Wisconsin, Kimberly Clark Corporation and subsidiaries, or Facility Logistics Services, Inc. are eligible for membership.
- Employees or retirees of Gulf Stream or The Halyard Health employee group are eligible for membership.
- Members of Servco FS Cooperative (formerly Farm Bureau Cooperative) in Antigo are eligible for membership.
Military, government and schools
- Currently employed or retired law enforcement personnel, firefighters, and members of organizations or non-profits with a law enforcement or firefighter focus throughout the State of Wisconsin are eligible for membership.
- Present students or alumni of a post-secondary school in Marathon County are eligible for membership.
5 more ways to join
Family and household
- Immediate and extended family members (spouse, parent, child, stepparent, stepchild, sibling, step-sibling, grandparent, step-grandparent, grandchild, step-grandchild) of a current CoVantage Credit Union member are eligible for membership.
Other ways
- Individuals who donate to the CoVantage Cares Foundation, or have a donation made on their behalf, are eligible for membership.
- Existing customers of Northwoods National Bank (obtained 2/2016) are eligible for membership.
- Organizations, associations, and trusts meeting eligibility criteria are eligible for membership.
- Members or customers of merged or acquired predecessor financial institutions at the time of transaction are eligible for membership.
Cost to join
- A one-time non-refundable $10 donation to the CoVantage Cares Foundation is required if joining through the foundation eligibility path.
- A $10 refundable share deposit into a regular Share Savings Account is required to establish membership.
Membership information collected October 5, 2026.