Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 16–30 of 172 in California · median 10.99% APR
- Torrance Community Credit UnionMastercard ScoreCard Platinum Preferred · No annual fee
Credit union · 1 branch
8.90%APRas low asTerms
Rate applies if minimum loan amount is met ($15,000). Maximum amount $25,000. Rate does not vary.
Credit card score 89 · Carrot Score 89
Rate checked · Credit cards rates on its site
More details - 8.95%APRas low aswith conditions
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
Rates as low as 8.95%. Non-variable, no annual fee. Rate includes a 0.25% discount for automatic loan payment. Rate is determined based upon creditworthiness. Term listed as 42 M.
Credit card score 89 · Carrot Score 89
Rate checked · Credit cards rates on its site
More details - 8.95%APRas low as
Terms
Available limits $1,000 to $10,000. Actual loan amount and terms available based upon applicant's qualifications.
Credit card score 89 · Carrot Score 83
Rate checked · Credit cards rates on its site
More details - 8.95%APRas low as
Terms
Fixed rates as low as 8.95% APR. Rate differential based on credit score; advertised rate is based on a qualifying credit score. 25-day grace period. Credit limits up to $10,000.
Credit card score 89 · Carrot Score 94
Rate checked · Credit cards rates on its site
More details - 8.99%APRas low as
Terms
FIXED rate as low as 8.99% APR for purchases. No annual fee. 25-day grace period.
Credit card score 88 · Carrot Score 79
Rate checked · Credit cards rates on its site
More details - 8.99%APRas low as
Terms
Fixed rates as low as 8.99%.
Credit card score 88 · Carrot Score 91
Rate checked · Credit cards rates on its site
More details - 8.99%APRas low as · up to 18.00%
8.99% APR, up to 18.00%
Terms
Standard non-variable APR for purchases, balance transfers, and cash advances based on creditworthiness/FICO score. Rates are current as of 07/01/2015 and subject to change.
Credit card score 88 · Carrot Score 87
Rate checked · Credit cards rates on its site
More details - 8.99%APRas low as · up to 16.99%
8.99% APR, up to 16.99%
Terms
Fixed APR determined when account is opened, based on creditworthiness and underwriting guidelines.
Credit card score 88 · Carrot Score 89
Rate checked · Credit cards rates on its site
More details - 8.99%APRas low as · up to 9.99%
8.99% APR, up to 9.99%
Terms
Non-Variable Rate Program based on creditworthiness. 25-day grace period on purchases. Average daily balance method.
Credit card score 88 · Carrot Score 89
Rate checked · Credit cards rates on its site
More details - 8.99%APRas low as
Terms
Open-ended term; rate determined by creditworthiness evaluation.
Credit card score 88 · Carrot Score 88
Rate checked · Credit cards rates on its site
More details - 8.99%APRas low as
Terms
Fixed rate as low as 8.99%. Rates are subject to approval.
Credit card score 88 · Carrot Score 96
Rate checked · Credit cards rates on its site
More details - 9.00%APRas low as
Terms
Plan is a variable periodic rate (has been 9% APR for more than 10 years). Minimum monthly payment is 5% of the balance, or at least $25. 10-day grace period.
Credit card score 88 · Carrot Score 84
Rate checked · Credit cards rates on its site
More details - 9.24%APRas low as · up to 16.74%
9.24% APR, up to 16.74%
Terms
Variable APR as low as 9.24%. Calculated using Prime Rate + Margin of 2.24% to 9.74%, based on creditworthiness, not to exceed 17.99%. Subject to credit approval.
Credit card score 88 · Carrot Score 89
Rate checked · Credit cards rates on its site
More details - 9.49%APRas low as · up to 18.00%
9.49% APR, up to 18.00%
Terms
Actual rate may vary based on creditworthiness. Rates are subject to change without notice. All loans are subject to credit review and loan approval. All loans are calculated using simple interest, with no prepayment penalties. No annual fee.
Credit card score 88 · Carrot Score 91
Rate checked · Credit cards rates on its site
More details - 9.50%APRas low as
Credit card score 88 · Carrot Score 90
Rate checked · Credit cards rates on its site
More details
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in California
172 banks and credit unions · checked Oct 30–31
- Typical
- 10.99%
- Top 10% up to
- 8.95%
- Credit unions, typical
- 10.99%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
California
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Star One Credit UnionCredit union · 6 branches
- America First Credit UnionCredit union · 1 branch
- F&A Credit UnionCredit union · 2 branches