Credit union · NCUA insured
Torrance Community Credit Union Credit Card Rates
Top CarrotTorrance Community Credit Union credit cards start at 8.90% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Torrance Community Credit Union’s credit card rates compare
Compared with banks and credit unions near Los Angeles, CA, where Torrance Community Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Torrance Community Credit Union
8.90%APR
- Up to
- —
Mastercard ScoreCard Platinum Preferred
Lowest rate
F&A Credit Union
6.90%APR
- Up to
- 14.50% APR
2nd-lowest rate
Fox Federal Credit Union
6.95%APR
- Up to
- —
Torrance Community Credit Union credit card score
89
Credit card score
Higher than 87% of U.S. banks and credit unions
- Purchase APRPurchase APR8.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Torrance Community Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Indie Money Teen Mastercard
No annual fee. Unless qualifying rate is lower. Rates are based on credit score and annual household income. Rate does not vary.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 18.00% | None | Unless qualifying rate is lower. Rate does not vary. |
Sources (1)
- torranceccu.org/loans/mastercard · captured Oct 7, 2026
Mastercard ScoreCard Platinum
Rates are based on credit score and annual household income. Minimum loan amount required to receive stated rate. No annual fee. Rate does not vary.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 11.90% | None | Rate applies if minimum loan amount is met ($300). Maximum amount $14,999. Rate does not vary. |
Mastercard ScoreCard Platinum Preferred
Rates are based on credit score and annual household income. Minimum loan amount required to receive stated rate. No annual fee. Rate does not vary.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 8.90% | None | Rate applies if minimum loan amount is met ($15,000). Maximum amount $25,000. Rate does not vary. |
Who can join Torrance Community Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives or works in Torrance, Redondo Beach, the Palos Verdes Peninsula, Hawthorne, Lawndale, or Lennox.
Cost to join
- A $5 deposit into a share savings account is required to open membership.
Membership information collected October 5, 2026.