Credit union · NCUA insured
Befit Financial Federal Credit Union Credit Card Rates
Top CarrotBefit Financial Federal Credit Union credit cards start at 9.49% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Befit Financial Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Vallejo, CA, where Befit Financial Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Befit Financial Federal Credit Union
9.49%APR
- Up to
- 18.00% APR
Befit Visa® Credit Card
Lowest rate
1st Nor Cal® Credit Union
8.90%APR
- Up to
- —
3rd-lowest rate
Navy Federal Credit Union
10.24%APR
- Up to
- 18.00% APR
Befit Financial Federal Credit Union credit card score
87
Credit card score
Higher than 80% of U.S. banks and credit unions
- Purchase APRPurchase APR9.49%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Befit Financial Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Befit Visa® Credit Card
Credit limits up to $20,000. 25 day grace period on purchases. Actual rate may vary based on creditworthiness. All loans are subject to credit review and loan approval.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.49%–18.00% | None | Actual rate may vary based on creditworthiness. Rates are subject to change without notice. All loans are subject to credit review and loan approval. All loans are calculated using simple interest, with no prepayment penalties. No annual fee. |
Sources (3)
All captured Oct 16, 2026
Visa® Secured
Actual rate may vary based on creditworthiness. All loans are subject to credit review and loan approval.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 16.00% | None | Actual rate may vary based on creditworthiness. Rates are subject to change without notice. All loans are subject to credit review and loan approval. All loans are calculated using simple interest, with no prepayment penalties. |
Sources (1)
- bffcu.org/loans/rates · captured Oct 16, 2026
Who can join Befit Financial Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of Kaiser Permanente, NorthBay Health, Sutter Health, or any other healthcare professionals working in Solano, Napa, Sonoma, Marin, Contra Costa, Alameda, Yolo, or Sacramento county are eligible for membership.
Family and household
- Family members of qualifying healthcare professionals or employees of Kaiser Permanente, NorthBay Health, or Sutter Health in the specified counties are eligible to join.
Cost to join
- Membership requires an initial deposit of $50.00.
Membership information collected October 5, 2026.